ACIW vs BILL
ACIW: ACI Worldwide powers the global payments ecosystem with intelligent orchestration software that handles authentication, switching, settlement, and fraud detection for banks, merchants, and billers across any payment channel and network. BILL: An AI-powered financial operations platform that streamlines accounts payable, receivables, and expense management for small and medium-sized businesses.
Side-by-side fundamentals
| Metric | ACIW | BILL | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $54.71 | $41.89 | |
| Market cap as of 2026-07-23 | $5.8B | $4.2B | |
| P/E as of 2026-07-23 | 27.96 | 25439.67 | ACIW lower |
| Net margin as of 2026-07-23 | +11.5% | +0.0% | ACIW higher |
| Gross margin as of 2026-07-23 | +49.0% | +80.7% | BILL higher |
| Operating margin as of 2026-07-23 | +18.3% | -3.8% | ACIW higher |
| ROE as of 2026-07-23 | +14.0% | +0.0% | ACIW higher |
| ROA as of 2026-07-23 | +6.6% | +0.0% | ACIW higher |
| Debt / equity as of 2026-07-23 | 0.54 | 0.48 | BILL lower |
| Revenue growth (YoY) as of 2026-07-23 | +7.1% | +12.5% | BILL higher |
| Revenue CAGR (3y) SEC XBRL | +7.4% | +31.6% | BILL higher |
| Dividend streak (yrs) SEC XBRL | 0 | n/a | |
| Beta as of 2026-07-23 | 0.99 | 1.09 | |
| 1-year return as of 2026-07-22 close | +26.0% | -2.3% | ACIW higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.