ACI WORLDWIDE INC (ACIW)
Information Technology · Payment orchestration and processing software · NASDAQ
ACI Worldwide powers the global payments ecosystem with intelligent orchestration software that handles authentication, switching, settlement, and fraud detection for banks, merchants, and billers across any payment channel and network.
What ACI WORLDWIDE INC does
ACI Worldwide develops, markets, and supports software solutions that deliver intelligent payments orchestration to banks, merchants, and billers globally. The company's platform powers the authentication, authorization, switching, settlement, fraud-checking, and reconciliation of digital payments across any channel, network, and payment type. ACI serves large and mid-sized banks, payment intermediaries (processors, PSPs, fintech), merchants (in-store and online), and billers across multiple industries including finance, insurance, healthcare, utilities, and telecommunications.
Themes: ["payments infrastructure","payment orchestration","digital payments","real-time payments","fraud prevention and detection","merchant payments","banking infrastructure","fintech/payment processing"]
Fundamentals
- Price$56.40 as of 2026-07-09 close
- Market cap$5.7B as of 2026-07-10
- 1-year return+24.1% as of 2026-07-09 close
- P/E27.46 as of 2026-07-10
- Net margin+11.5% as of 2026-07-10
- Gross margin+49.0% as of 2026-07-10
- ROE+14.0% as of 2026-07-10
- Debt / equity0.54 as of 2026-07-10
- Revenue growth (YoY)+7.1% as of 2026-07-10
- Revenue CAGR (3y)+7.4% SEC XBRL
- Beta1.00 as of 2026-07-10
Key risks (from latest filing)
["Dependence on a broad customer base of banks, merchants, and billers; loss of major customers or failure to win new accounts could materially harm revenue","Competitive pressure from other payment software providers and fintech entrants; need to continuously innovate and integrate new payment schemes and channels","Exposure to cyber attacks and data security breaches given the sensitive nature of payment data and 24/7 operations across geographically dispersed networks"]
Competitors & peers
- FIS (Fiserv subsidiary)
- Fiserv (FI)
- SS&C Technologies (SSNC)
- Euronet Worldwide (EWTX)
- Jack Henry & Associates (JKHY)
- Broadridge Financial Solutions (BR)
- Temenos (TEMN)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.