ACIW vs FICO
ACIW: ACI Worldwide powers the global payments ecosystem with intelligent orchestration software that handles authentication, switching, settlement, and fraud detection for banks, merchants, and billers across any payment channel and network. FICO: The global standard for credit scoring and decision management software that powers billions of financial decisions annually.
Side-by-side fundamentals
| Metric | ACIW | FICO | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $57.88 | $1,280.57 | |
| Market cap as of 2026-07-30 | $5.9B | $32.5B | |
| P/E as of 2026-07-30 | 29.79 | 42.72 | ACIW lower |
| PEG as of 2026-07-30 | n/a | 1.18 | |
| Net margin as of 2026-07-30 | +11.5% | +33.7% | FICO higher |
| Gross margin as of 2026-07-30 | +49.0% | +84.2% | FICO higher |
| Operating margin as of 2026-07-30 | +18.3% | +50.4% | FICO higher |
| ROE as of 2026-07-30 | +14.0% | +145.7% | FICO higher |
| ROA as of 2026-07-30 | +6.6% | +39.8% | FICO higher |
| Debt / equity as of 2026-07-30 | 0.54 | 8.46 | ACIW lower |
| Revenue growth (YoY) as of 2026-07-30 | +7.1% | +22.6% | FICO higher |
| Revenue CAGR (3y) SEC XBRL | +7.4% | +13.1% | FICO higher |
| Dividend streak (yrs) SEC XBRL | 0 | 5 | FICO higher |
| Beta as of 2026-07-30 | 0.97 | 1.32 | |
| 1-year return as of 2026-07-27 close | +29.2% | -16.4% | ACIW higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.