AFRM vs PRG
AFRM: Affirm is a leading financial technology platform revolutionizing the payment industry with transparent, consumer-friendly point-of-sale financing and commerce solutions. PRG: A fintech company specializing in virtual lease-to-own technology and consumer financial services for durable goods.
Side-by-side fundamentals
| Metric | AFRM | PRG | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $73.51 | $30.65 | |
| Market cap | $24.8B | $1.2B | |
| P/E as of 2026-10-21 | 13.29 | 8.49 | PRG lower |
| PEG as of 2026-10-21, 3-year EPS CAGR to FY2025 | n/a | 0.36 | |
| Net margin | +45.3% | +6.1% | AFRM higher |
| Operating margin | +9.8% | +8.6% | AFRM higher |
| ROE | +35.2% | +19.7% | AFRM higher |
| ROA | +12.2% | +9.1% | AFRM higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | 1.79 | 1.10 | PRG lower |
| Revenue growth (YoY) | +32.1% | +0.4% | AFRM higher |
| Revenue CAGR (3y) SEC XBRL | +39.0% | -2.5% | AFRM higher |
| Dividend yield as of 2026-09-02 | n/a | +1.6% | |
| Dividend streak (yrs) SEC XBRL | 0 | 2 | PRG higher |
| Beta as of 2026-09-03 | 2.46 | 1.11 | |
| 1-year return as of 2026-10-21 close | -1.3% | -6.3% | AFRM higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.