AII vs CIA
AII: A Florida-focused specialty residential property insurer with two decades of expertise navigating hurricane-prone coastal markets and expanding into southeastern states. CIA: A niche life insurance provider specializing in whole life and endowment products for international and domestic markets, generating steady income from premiums and investment returns.
Side-by-side fundamentals
| Metric | AII | CIA | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $18.13 | $5.10 | |
| Market cap as of 2026-07-23 | $368M | $260M | |
| P/E as of 2026-07-23 | 4.52 | 14.09 | AII lower |
| PEG as of 2026-07-23 | n/a | 0.13 | |
| Net margin as of 2026-07-23 | +27.6% | +7.1% | AII higher |
| Operating margin as of 2026-07-23 | +33.6% | +8.3% | AII higher |
| ROE as of 2026-07-23 | +25.3% | +8.0% | AII higher |
| ROA as of 2026-07-23 | +6.0% | +1.1% | AII higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.00 | CIA lower |
| Revenue growth (YoY) as of 2026-07-23 | +26.5% | +6.9% | AII higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +3.2% | |
| Beta as of 2026-07-23 | 0.38 | 0.47 | |
| 1-year return as of 2026-07-22 close | +11.0% | +33.9% | CIA higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.