ALLY vs CHYM
ALLY: Ally Financial is a leading all-digital bank and automotive finance company that combines a robust dealer network with a customer-centric retail banking platform. CHYM: Chime is a technology-enabled fintech platform serving everyday Americans with low-cost, fee-free digital banking products aligned to paycheck-to-paycheck financial needs.
Side-by-side fundamentals
| Metric | ALLY | CHYM | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $44.67 | $21.82 | |
| Market cap as of 2026-07-23 | $13.6B | $8.5B | |
| P/E as of 2026-07-23 | 9.76 | n/a | |
| PEG as of 2026-07-23 | 0.35 | -0.00 | CHYM lower |
| Net margin as of 2026-07-23 | +13.3% | -41.9% | ALLY higher |
| Gross margin as of 2026-07-23 | n/a | +88.3% | |
| Operating margin as of 2026-07-23 | +15.9% | -43.3% | ALLY higher |
| ROE as of 2026-07-23 | +9.2% | -67.9% | ALLY higher |
| ROA as of 2026-07-23 | +0.7% | -49.8% | ALLY higher |
| Debt / equity as of 2026-07-23 | 1.15 | 0.00 | CHYM lower |
| Revenue growth (YoY) as of 2026-07-23 | +37.4% | +24.8% | ALLY higher |
| Revenue CAGR (3y) SEC XBRL | -2.1% | +30.8% | CHYM higher |
| Dividend yield as of 2026-07-23 | +2.7% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 1.10 | 1.47 | |
| 1-year return as of 2026-07-22 close | +15.0% | -32.8% | ALLY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.