ALLY vs OMF
ALLY: Ally Financial is a leading digital-first financial services firm and one of the largest automotive finance providers in the United States. OMF: A leading consumer finance company providing personal loans, auto finance, and credit card products to non-prime customers through a hybrid branch and digital model.
Side-by-side fundamentals
| Metric | ALLY | OMF | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $43.33 | $61.26 | |
| Market cap as of 2026-08-03 | $13.2B | $7.1B | |
| P/E as of 2026-08-03 | 9.33 | 9.08 | OMF lower |
| PEG as of 2026-08-03 | 0.33 | 0.65 | ALLY lower |
| Net margin as of 2026-08-03 | +13.3% | +12.6% | ALLY higher |
| Gross margin as of 2026-08-03 | n/a | +79.8% | |
| Operating margin as of 2026-08-03 | +15.9% | +16.1% | OMF higher |
| ROE as of 2026-08-03 | +9.4% | +23.6% | OMF higher |
| ROA as of 2026-08-03 | +0.7% | +2.9% | OMF higher |
| Debt / equity as of 2026-08-03 | 1.15 | 6.63 | ALLY lower |
| Revenue growth (YoY) as of 2026-08-03 | +37.4% | +7.8% | ALLY higher |
| Revenue CAGR (3y) SEC XBRL | -2.1% | n/a | |
| Dividend yield as of 2026-08-03 | +2.8% | +6.7% | OMF higher |
| Dividend streak (yrs) SEC XBRL | 5 | 4 | ALLY higher |
| Beta as of 2026-08-03 | 1.21 | 1.21 | |
| 1-year return as of 2026-07-31 close | +14.5% | +3.1% | ALLY higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.