AVBC vs WSBF
AVBC: A Massachusetts-based community bank offering retail and commercial lending, deposit products, and payment processing services to mid-sized markets. WSBF: A community bank focused on residential lending and mortgage banking in the Upper Midwest with a strong deposit base and active secondary market mortgage sales.
Side-by-side fundamentals
| Metric | AVBC | WSBF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $20.23 | $19.53 | |
| Market cap as of 2026-07-23 | $415M | $359M | |
| P/E as of 2026-07-23 | 29.02 | 12.23 | WSBF lower |
| PEG as of 2026-07-23 | n/a | 0.26 | |
| Net margin as of 2026-07-23 | +1.3% | n/a | |
| Operating margin as of 2026-07-23 | +37.4% | n/a | |
| ROE as of 2026-07-23 | +4.3% | +8.5% | WSBF higher |
| ROA as of 2026-07-23 | +0.5% | +1.3% | WSBF higher |
| Debt / equity as of 2026-07-23 | 0.07 | 0.02 | WSBF lower |
| Dividend yield as of 2026-07-23 | +1.0% | +3.7% | WSBF higher |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-23 | 0.41 | 0.71 | |
| 1-year return as of 2026-07-22 close | +22.8% | +43.2% | WSBF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.