WATERSTONE FINANCIAL INC (WSBF)
Financials · NASDAQ
A community bank focused on residential lending and mortgage banking in the Upper Midwest with a strong deposit base and active secondary market mortgage sales.
What WATERSTONE FINANCIAL INC does
Waterstone Financial, Inc., through its subsidiary WaterStone Bank, is a community bank that originated as Lamplighter Financial and completed a mutual-to-stock conversion in 2014. The bank provides traditional deposit products (demand, savings, money market, and time deposits) and lending services, with a significant focus on residential mortgage origination and secondary mortgage market sales through its subsidiary Waterstone Mortgage Corp. The company generates substantial noninterest income through mortgage banking activities alongside core lending operations.
Themes: ["Residential lending and mortgage banking","Community banking","Deposit gathering","Secondary mortgage market"]
Fundamentals
- Price$19.55 as of 2026-07-09 close
- Market cap$358M as of 2026-07-10
- 1-year return+41.4% as of 2026-07-09 close
- P/E12.18 as of 2026-07-10
- ROE+8.5% as of 2026-07-10
- Debt / equity0.02 as of 2026-07-10
- Beta0.71 as of 2026-07-10
Dividend: yield +3.7%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.