BANC vs BCML
BANC: A California-based relationship commercial bank with $34.8 billion in assets serving small and middle-market businesses, venture firms, and specialized verticals through traditional lending, treasury services, and integrated payment solutions. BCML: A regional bank serving small and mid-sized businesses across five Western states (California, Colorado, Nevada, New Mexico, Washington) with a focus on lending and deposit-gathering services.
Side-by-side fundamentals
| Metric | BANC | BCML | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $21.33 | $33.30 | |
| Market cap as of 2026-07-23 | $3.4B | $361M | |
| P/E as of 2026-07-23 | 13.61 | 13.68 | BANC lower |
| PEG as of 2026-07-23 | 0.17 | 0.93 | BANC lower |
| Net margin as of 2026-07-23 | +28.8% | n/a | |
| Operating margin as of 2026-07-23 | +39.9% | n/a | |
| ROE as of 2026-07-23 | +7.1% | +7.8% | BCML higher |
| ROA as of 2026-07-23 | +0.7% | +1.0% | BCML higher |
| Debt / equity as of 2026-07-23 | 0.42 | 0.02 | BCML lower |
| Revenue growth (YoY) as of 2026-07-23 | +26.6% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +8.1% | n/a | |
| Dividend yield as of 2026-07-23 | +2.2% | +3.5% | BCML higher |
| Dividend streak (yrs) SEC XBRL | 2 | 4 | BCML higher |
| Beta as of 2026-07-23 | 0.75 | 0.30 | |
| 1-year return as of 2026-07-22 close | +41.5% | +19.8% | BANC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.