BANC OF CALIFORNIA INC (BANC)
Financials · Regional Commercial Banking · NYSE
A California-based relationship commercial bank with $34.8 billion in assets serving small and middle-market businesses, venture firms, and specialized verticals through traditional lending, treasury services, and integrated payment solutions.
What BANC OF CALIFORNIA INC does
Banc of California is a relationship-based commercial bank holding company with $34.8 billion in total assets, providing a broad range of banking, lending, and payment services to small and middle-market businesses, venture capital firms, and high-net-worth individuals through 79 branches primarily across California, Colorado, and North Carolina. The company operates four business segments: Commercial & Community Banking, Specialty Banking (including HOA, venture, SBA, and mortgage warehouse lending), Deposit and Transaction Services, and Payment Solutions, which includes its proprietary BancEdge merchant acquiring platform and SmartStreet community association management technology.
Themes: ["relationship-based commercial banking","small and middle-market businesses","venture capital financing","payment processing and merchant services","specialty banking / niche verticals","SBA lending","treasury and cash management"]
Fundamentals
- Price$20.47 as of 2026-07-09 close
- Market cap$3.1B as of 2026-07-10
- 1-year return+36.8% as of 2026-07-09 close
- P/E12.59 as of 2026-07-10
- Net margin+28.8% as of 2026-07-10
- ROE+7.1% as of 2026-07-10
- Debt / equity0.42 as of 2026-07-10
- Revenue growth (YoY)+26.6% as of 2026-07-10
- Revenue CAGR (3y)+8.1% SEC XBRL
- Beta0.75 as of 2026-07-10
Dividend: yield +2.3%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk concentration in commercial real estate, venture lending, and specialty sectors subject to economic downturns and market volatility","Interest rate risk exposure from deposit mix, loan pricing pressure, and Federal Reserve policy affecting net interest margin","Regulatory capital and liquidity requirements under Basel III and stress testing, with ongoing supervision by Federal Reserve and California Department of Financial Protection and Innovation"]
Competitors & peers
- Western Alliance Bancorporation
- Umpqua Holdings Corporation
- SVB Financial Group (formerly Silicon Valley Bank parent, now reopened)
- PacWest Bancorp (pre-merger peer)
- Zions Bancorporation
- Comerica Incorporated
- First Community Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.