BSRR vs FMAO
BSRR: A regional California bank holding company with $3.8 billion in assets, operating 34 branches across the South San Joaquin Valley and Central Coast, focused on commercial real estate, agricultural, and small business lending. FMAO: A regional community bank focused on agricultural and commercial lending in the Midwest with strong profitability and local market expertise.
Side-by-side fundamentals
| Metric | BSRR | FMAO | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $41.72 | $30.38 | |
| Market cap as of 2026-07-26 | $548M | $426M | |
| P/E as of 2026-07-26 | 11.97 | 11.86 | FMAO lower |
| PEG as of 2026-07-26 | 0.59 | 0.38 | FMAO lower |
| Net margin as of 2026-07-26 | +24.6% | +24.4% | BSRR higher |
| Operating margin as of 2026-07-26 | +32.6% | +30.3% | BSRR higher |
| ROE as of 2026-07-26 | +12.7% | +9.8% | BSRR higher |
| ROA as of 2026-07-26 | +1.2% | +1.1% | BSRR higher |
| Debt / equity as of 2026-07-26 | 0.59 | 0.13 | FMAO lower |
| Revenue growth (YoY) as of 2026-07-26 | +37.6% | +39.3% | FMAO higher |
| Dividend yield as of 2026-07-26 | +2.5% | +3.0% | FMAO higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-26 | 0.76 | 0.80 | |
| 1-year return as of 2026-07-23 close | +36.4% | +19.5% | BSRR higher |
Fundamentals: Finnhub, as of 2026-07-26. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.