FARMERS AND MERCHANTS BANCORP INC (FMAO)
Financials · Regional Banking · NASDAQ
A regional financial holding company focused on community banking, residential and commercial real estate lending, and deposit-taking services.
What FARMERS AND MERCHANTS BANCORP INC does
Farmers & Merchants Bancorp, Inc. is a financial holding company that provides a range of commercial and retail banking services through its subsidiary, Farmers & Merchants State Bank. The company's operations include accepting deposits, originating commercial and residential real estate loans, consumer lending, and providing various financial products like interchange services and loan servicing. It primarily serves local markets through a network of branches.
Themes: community banking, commercial lending, residential real estate lending, retail deposits
Fundamentals
- Price$34.55 as of 2026-10-09 close
- Market cap$476M as of 2026-07-24 (share count; price 2026-10-09)
- 1-year return+40.9% 2025-10-09 close $24.52 → 2026-10-09 close $34.55
- P/E11.73 as of 2026-10-09
- ROE+9.0% FY2025, SEC XBRL
- Debt / equity0.13 as of 2026-09-03
- Revenue growth (YoY)+39.3% as of 2026-09-03
- Beta0.76 as of 2026-09-03
- Last reported earnings2026-07-27 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.6%; at least 11 years of non-decreasing per-share dividends (SEC XBRL) — a stock split inside this window left the earlier years on a different per-share basis, so the real streak may be longer.
How FMAO compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-09
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, FMAO's dividend was covered by reported results (earnings payout 36%, free-cash-flow payout 35%). This describes past coverage, not a forecast.
- Earnings payout36% dividends / net income
- Free-cash-flow payout35% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How FARMERS AND MERCHANTS BANCORP INC looks technically
FARMERS AND MERCHANTS BANCORP INC (FMAO) is trading 18.3% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 199 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 22 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 45, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day low, its first since 2026-09-01, breaking below its recent trading range. It is 4.3% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move. Trading volume is unusually light — only about 47% of its 30-day average.
Trend
8
| Distance from the 200-day | it is trading 18.3% above its 200-day average, the long-term trend line — a longer-term uptrend | +18.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $34.77 | $34.77 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $29.21 | $29.21 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 8 calendar days ago — the swings before that are what the structure reading is measured on | 8 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 33.63. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 199 trading days ago — a "golden cross", a bullish long-term signal | 199 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 22 (a reading of 25+ marks a strong trend) | 21.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 45, neither overbought (above 70) nor oversold (below 30) | 45.5 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($33.63 to $35.98) — its "stochastic" reading is 39 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 39.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 15 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $36.12 | $36.12 |
|---|---|---|
| From the 52-week high | it is 4.3% below its 52-week high (its highest price of the past year) | -4.3% |
| Above the 52-week low | it is 51.7% above its 52-week low (its lowest price of the past year) | +51.7% |
| Below the 52-week high | it is 4.3% below its highest point of the past year | 4.3% |
| Since a 20-day breakout | it just made a new 20-day low, its first since 2026-09-01, breaking below its recent trading range | 1 session |
| Since a 55-day breakout | it made a new 55-day high about 20 trading days ago | 20 sessions |
| All-time high | its highest closing price on record is $49.99 (set on 2018-06-22) | $49.99 |
| Given back of the 52-week move | over the past year its closes ranged ($23.01 to $35.81), and it has given back only a small part of its rise from last year’s low — 10% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $27.49 to $27.90. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 9.8% |
| From the all-time high | it is 30.9% below its all-time high | -30.9% |
| Nearest price level | it is trading 2.1% above a support level at $33.81 — a price it turned at four times since 2024-11-13, most recently on 2026-10-01. Since 2024-10-09 it has 13 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -2.1% |
| All-time low | its lowest closing price on record is $7.60 (set on 2009-11-20) | $7.60 |
| Above the all-time low | it is 354.6% above its all-time low | +354.6% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move | 6th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.856 between its high and its low — about 2.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.856 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $34.39 and $36.02 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $34.39 – $35.21 – $36.02 |
| Typical daily range (% of price) | its price moves about 2.5% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.5% |
| Stretch from the 200-day average | it is trading 6.2 daily ranges above its 200-day average price (18.3% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is unusually light — only about 47% of its 30-day average | 0.47× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
3
| Since a doji | 2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 2 sessions ago |
|---|---|---|
| Since a bullish engulfing | 1 session ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 1 session ago |
| Since a bearish engulfing | 8 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 8 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-09 0.7% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.7% |
|---|---|---|
| Gap filled | a 2.3% gap down opened on 2026-08-27 has been "filled" 30 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 30 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 3.2 percentage points (the stock lost 1.0% while the market gained 2.1%) | -3.1% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 11.8 percentage points (the stock gained 15.4% while the market gained 3.6%) | +11.8% |
| vs market, 6 months | over the past 6 months this stock beat the market by 12.1 percentage points (the stock gained 26.6% while the market gained 14.5%) | +12.1% |
| vs market, 12 months | over the past 12 months this stock beat the market by 24.9 percentage points (the stock gained 40.9% while the market gained 16.0%) | +24.9% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.4% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-02 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 5.2% of the share price. | +2.4% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 16% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $29.77 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | +16.0% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-27 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $34.67 — a volume-weighted average of daily closes over 54 sessions, not a true tick-by-tick VWAP. | -0.3% |
Double top, bearish — forming · entry $33.50 · 40 sessions in
Price levels it has turned at before
FMAO last closed at $34.55 on 2026-10-09. Since 2024-10-09 it has turned at 13 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $33.81 | Support | 2.1% below the last close | turned there four times · 2024-11-13 to 2026-10-01 |
| $35.92 | Resistance | 4.0% above the last close | turned there three times · 2026-07-29 to 2026-09-17 |
| $31.95 | Support | 7.5% below the last close | turned there twice · 2026-07-02 to 2026-07-16 |
| $29.85 | Support | 13.6% below the last close | turned there twice · 2025-01-02 to 2026-02-17 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $33.63.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $37.09 and $39.23 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $33.63.
This reading has stood for 2 trading days, since 2026-10-08.
Read from daily closes as of 2026-10-09.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke down to a new 20-day low · in a Bollinger Band volatility squeeze · beating the market · Stretched far above its 200-day average (6+ daily ranges) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low · bollinger bands · volume and relative volume
Based on daily closing prices as of 2026-10-09. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$36.00 range $36.00 – $36.00
Analyst estimates, as of 2026-10-09. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FMAO
- Consensus EPS estimate$0.8033 next reporting period, as of 2026-10-09
- Estimate change, 30 days$0.00 (0.0%) from $0.8033, on 2026-09-04, 35-day window
- Readings revised upward0% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risk associated with the loan portfolio and potential for increased provisions for credit losses.","Interest rate risk, which impacts net interest income and the market value of available-for-sale securities.","Economic conditions in the bank's local operating markets affecting deposit levels and loan demand."]
What changed in the latest 10-Q
AI-assisted comparison of FMAO's 10-Q filed 2026-07-29 against the prior one filed 2026-04-29.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing states second quarter 2026 net income is up 23.17% compared to first quarter 2026 and 53.01% compared to the same quarter last year.
- Newer filing states year-to-date net income is up 45.79% or over $6.7 million compared to year-to-date 2025.
- Newer filing states interest income is up $4.45 million and interest expense decreased by $2.29 million comparing year-to-date June 30, 2026 to June 30, 2025.
- Newer filing states net interest margin for second quarter 2026 was 3.48% compared to 3.22% for the same period a year ago, and year-to-date 3.45% compared to 3.13% a year ago.
- Newer filing includes discussion of gain on sale of loans from three real estate portfolios (1-4 family, agricultural, and small business), with improvement in 2026 driven mostly by the agricultural real estate portfolio where 90% of the loan is sold and 10% maintained with servicing income for the life of the loan.
- Newer filing states past due loans are at 0.34% of loans, with Consumer, Home Loans and Commercial loan past due percentages well below last year's averages.
- Newer filing states Agricultural Real Estate past due loans includes one loan of $3.8 million as of June 2026.
- Newer filing states nonaccrual loan balances are down 33.31% from last quarter but remain 97.14% higher compared to second quarter 2025.
- Newer filing states Agricultural Real Estate nonaccrual loans remain higher than other loan segments primarily due to one loan in the work out process.
- Newer filing states the consumer loan portfolio decreased 13.4% or $7.89 million compared to year-end 2025 and 14.1% or $8.40 million compared to June 30, 2025 due to discontinuing the Indirect Lending Department.
- Newer filing states fixed home loan originations to be sold to the secondary market experienced the highest dollar volume by quarter of the last 2 years at $16.8 million, and actual dollar volume of sold loans during the quarter at $15.4 million.
- Newer filing states home equities account for increased balances of $8.53 million since year-end 2025 and $5.39 million over first quarter 2026, while the overall consumer real estate portfolio segment shows a gain of $7.0 million and is lower by $1.55 million compared to the same periods, respectively.
- Newer filing states assets grew 4.67% while net income grew 45.79% comparing June 30, 2026 to June 30, 2025.
- Newer filing states operating expenses are up slightly due mainly to employee expenses from higher performance payouts, with consulting fees considerably lower in 2026 versus 2025 which included one-time data processing fees, and upcoming projects will increase consulting fees in the second half.
- Newer filing states the Commercial Banking Division realized flat growth for the first half of 2026, with expected payoffs and normal amortization outweighing production, and more competitive pressures on offerings as the second quarter ended.
- Newer filing states projected margins are tight for 2026 grain farmers but government subsidies have provided some support, and agricultural and grain elevator lines of credit saw increased usage in first quarter 2026 with some reductions starting in the second quarter.
- Removed:
- Older filing states fourth quarter 2025 included $180 thousand of additional loan fees related to interest rate swap transactions while first quarter 2026 included none, a factor in net interest income decreasing by $327 thousand compared to fourth quarter 2025.
- Older filing states net interest income increased $3.5 million comparing quarter ended March 31, 2026 to March 31, 2025, consisting of an improvement in interest income of $2.3 million and a reduction of interest expense of $1.2 million.
- Older filing states net interest margin increased from 3.03% to 3.42% (39 basis points) and net interest spread increased 41 basis points comparing March 31, 2026 to March 31, 2025.
- Older filing states loan portfolio decreased 1.2% from year end 2025 and total deposits increased 2.9% over year end.
- Older filing states asset yield improved from 5.19% for quarter ended March 31, 2025 to 5.38% for the same period in 2026, and cost of interest-bearing liabilities decreased by 22 basis points from 2.76% to 2.54%.
- Older filing states provision for credit losses related to loans decreased by $509 thousand from March 31, 2025.
- Older filing states noninterest income was $5.0 million for the quarter, up $838 thousand from first quarter 2025 and up $319 thousand from last quarter.
- Older filing states noninterest expense was higher in first quarter 2026 by $1.0 million compared to same quarter 2025 and $748 thousand higher than fourth quarter 2025.
- Older filing states salaries and benefits were up a combined $364 thousand in 2026 compared to first quarter 2025, and data processing and ATM expense increased by a combined $522 thousand.
- Older filing states net amortization of servicing rights increased $396 thousand over 2025 with $304 thousand attributed to recognition of impairment on agricultural real estate loan servicing rights.
- Older filing states overall net income was $2.6 million higher than first quarter 2025.
- Older filing states the Retail Lending Division saw an increase to application activity in first quarter of 2026 for the home loan team attributed to lowering of secondary market fixed rates for a small period of time.
- Older filing states F&M participated in the Federal Home Loan Bank's Welcome Home grant program with the program opening April 6, 2026, and results expecting to show in 2nd quarter.
- Older filing states agricultural portfolio line of credit utilization remains high for grain elevators as a result of heavy farmer selling in fourth quarter 2025 and first quarter 2026.
- Reworded:
- Newer filing describes the Commercial Banking Division as realizing flat growth for the first half of 2026, while the older filing describes a small decrease in overall outstandings in the first quarter of 2026.
- Newer filing describes nonaccrual loan balances as down 33.31% from last quarter and 97.14% higher than second quarter 2025, whereas the older filing did not discuss nonaccrual balances.
- Newer filing frames credit quality and past due pressures in the commercial portfolio as 'remained sound in second quarter', while older filing states they 'remained good in first quarter 2026'.
- Newer filing refers to 'the Iran conflict's impact on the economy', while older filing refers to 'the Iran war impact on the economy'.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
1 open-market purchase and 28 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-06. The 4 days since 2026-10-06 have not been checked yet.
- Last 90 days · read to 2026-10-061 buy ($10341) · 28 sells ($3M) — 1 buying, 2 selling insiders
- Last 180 days · read to 2026-10-061 buy ($10341) · 70 sells ($6M) — 1 buying, 2 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-18. Based on Form 4 filings read through 2026-10-06; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FMAO's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 9 matched disclosures for FMAO from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Institutional ownership (13F)
5 institutional 13F filers reported holding FMAO as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 1,522,645
- Reported value $46,562,478
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 4 increased, 0 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about FMAO's institutional holders → See what each manager we track holds →
Short interest (FINRA)
FMAO had 281,125 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
FMAO had 2.04% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 7.38 days to cover at the same settlement.
- Reported short interest (shares) 281,125
- Short interest (% of shares outstanding) 2.04%
- Prior settlement (shares) 288,913
- Reported change -2.7%
- Days to cover (reported) 7.38
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Huntington Bancshares (HBAN)
- Fifth Third Bancorp (FITB)
- KeyCorp (KEY)
- Comerica (CMA)
- Old National Bancorp (ONB)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does FARMERS AND MERCHANTS BANCORP INC (FMAO) do?
Farmers & Merchants Bancorp, Inc. is a financial holding company that provides a range of commercial and retail banking services through its subsidiary, Farmers & Merchants State Bank. The company's operations include accepting deposits, originating commercial and residential real estate loans, consumer lending, and providing various financial products like interchange services and loan servicing. It primarily serves local markets through a network of branches.
What sector is FARMERS AND MERCHANTS BANCORP INC (FMAO) in?
FARMERS AND MERCHANTS BANCORP INC (FMAO) is classified in the Financials sector. Its industry is Regional Banking. It trades on NASDAQ.
Does FMAO pay a dividend?
Yes — FARMERS AND MERCHANTS BANCORP INC (FMAO) pays a dividend, with an indicated yield of about 2.59% and at least 11 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — a stock split inside this window left the earlier years on a different per-share basis, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are FARMERS AND MERCHANTS BANCORP INC's (FMAO) competitors?
Notable peers of FARMERS AND MERCHANTS BANCORP INC (FMAO) include Huntington Bancshares, Fifth Third Bancorp, KeyCorp, Comerica and Old National Bancorp. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in FMAO?
Yes — we hold 9 matched STOCK Act disclosures for FMAO from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is FARMERS AND MERCHANTS BANCORP INC (FMAO) overbought or oversold right now?
FARMERS AND MERCHANTS BANCORP INC (FMAO) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 45, in the neutral middle (as of 2026-10-09). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FMAO come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.