CARE vs PRAA
CARE: A regional bank holding company providing commercial and consumer banking services through its subsidiary, Carter Bank. PRAA: Global specialist in purchasing and collecting nonperforming consumer loan portfolios through disciplined, data-driven recovery strategies across 12+ countries.
Side-by-side fundamentals
| Metric | CARE | PRAA | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $34.07 | $17.91 | |
| Market cap as of 2026-07-31 | $758M | $683M | |
| P/E as of 2026-07-31 | 7.01 | n/a | |
| PEG as of 2026-07-31 | 0.02 | n/a | |
| Net margin as of 2026-07-31 | +26.0% | -22.5% | CARE higher |
| Gross margin as of 2026-07-31 | n/a | +80.3% | |
| Operating margin as of 2026-07-31 | +31.7% | +3.0% | CARE higher |
| ROE as of 2026-07-31 | +24.8% | -26.4% | CARE higher |
| ROA as of 2026-07-31 | +2.2% | -5.4% | CARE higher |
| Debt / equity as of 2026-07-31 | 0.00 | 3.85 | CARE lower |
| Revenue growth (YoY) as of 2026-07-31 | +33.0% | +10.5% | CARE higher |
| Revenue CAGR (3y) SEC XBRL | +3.5% | +7.5% | PRAA higher |
| Dividend yield as of 2026-07-31 | +1.2% | n/a | |
| Dividend streak (yrs) SEC XBRL | 1 | n/a | |
| Beta as of 2026-07-31 | 0.52 | 1.08 | |
| 1-year return as of 2026-07-27 close | +88.2% | +13.7% | CARE higher |
Fundamentals: market data, as of 2026-07-31. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.