CARTER BANKSHARES INC (CARE)
Financials · Community banking · NASDAQ
A Virginia-based community bank holding company providing retail and commercial banking services to customers across the Mid-Atlantic region.
What CARTER BANKSHARES INC does
Carter Bankshares is a bank holding company regulated by the Federal Reserve Board that operates through its subsidiary bank, providing retail and commercial banking services. The company generates revenue from interest income on loans and investment securities, deposit interest spreads, service charges, and noninterest income sources including insurance commissions and debit card interchange fees. As of March 31, 2026, the company managed approximately $4.8 billion in total assets with a portfolio loan base of $3.7 billion and customer deposits of $4.2 billion.
Themes: ["Community banking","Retail banking","Commercial lending","Mid-Atlantic regional banking","Deposit gathering"]
Fundamentals
- Price$32.36 as of 2026-07-09 close
- Market cap$719M as of 2026-07-10
- 1-year return+78.7% as of 2026-07-09 close
- P/E6.65 as of 2026-07-10
- Net margin+26.0% as of 2026-07-10
- ROE+24.8% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+33.0% as of 2026-07-10
- Revenue CAGR (3y)+3.5% SEC XBRL
- Beta0.52 as of 2026-07-10
Dividend: yield +1.3%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Regulatory oversight by the Federal Reserve and Virginia banking authorities may limit activities, impose compliance costs, and require divestment of subsidiaries if capital or management standards are not maintained.","Changes to banking laws, regulations, and supervisory guidance—including capital adequacy, cybersecurity, and lending standards—may affect strategic initiatives, growth opportunities, and operational costs.","Interest rate and credit risk exposures tied to the loan portfolio and deposit base; changes in market conditions could impact net interest margin and credit quality."]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.