CARG vs RPAY
CARG: CarGurus is the No. 1 visited automotive marketplace in the U.S. that combines consumer car shopping with dealer-focused intelligence software to drive transparency and efficiency across the vehicle buying and selling journey. RPAY: A vertical-focused payments technology company that embeds electronic payment solutions into enterprise software systems for personal loans, automotive loans, receivables management, and B2B markets.
Side-by-side fundamentals
| Metric | CARG | RPAY | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $34.96 | $4.04 | |
| Market cap as of 2026-07-29 | $3.3B | $365M | |
| P/E as of 2026-07-29 | 22.92 | n/a | |
| PEG as of 2026-07-29 | 1.20 | -0.00 | RPAY lower |
| Net margin as of 2026-07-29 | +16.1% | -82.7% | CARG higher |
| Gross margin as of 2026-07-29 | +93.7% | +75.1% | CARG higher |
| Operating margin as of 2026-07-29 | +25.8% | -79.9% | CARG higher |
| ROE as of 2026-07-29 | +41.9% | -46.8% | CARG higher |
| ROA as of 2026-07-29 | +23.2% | -20.3% | CARG higher |
| Debt / equity as of 2026-07-29 | 0.00 | 0.82 | CARG lower |
| Revenue growth (YoY) as of 2026-07-29 | +2.4% | +1.0% | CARG higher |
| Revenue CAGR (3y) SEC XBRL | -18.2% | +3.5% | RPAY higher |
| Beta as of 2026-07-29 | 1.15 | 1.85 | |
| 1-year return as of 2026-07-27 close | +4.3% | -25.0% | CARG higher |
Fundamentals: Finnhub, as of 2026-07-29. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.