CFFI vs NKSH
CFFI: A Virginia-based community bank and diversified financial services provider with segments in commercial banking, mortgage origination, and consumer finance. NKSH: A Virginia-based community bank holding company serving small and mid-sized businesses and individuals across southwest, western and central Virginia through retail and commercial banking, lending, trust, and wealth management services.
Side-by-side fundamentals
| Metric | CFFI | NKSH | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $78.12 | $35.99 | |
| Market cap as of 2026-07-23 | $251M | $232M | |
| P/E as of 2026-07-23 | 8.88 | 13.23 | CFFI lower |
| PEG as of 2026-07-23 | 0.29 | 0.13 | NKSH lower |
| Net margin as of 2026-07-23 | +22.1% | +38.0% | NKSH higher |
| Operating margin as of 2026-07-23 | +27.3% | +45.9% | NKSH higher |
| ROE as of 2026-07-23 | +11.1% | +9.8% | CFFI higher |
| ROA as of 2026-07-23 | +1.0% | +1.0% | CFFI higher |
| Debt / equity as of 2026-07-23 | 0.39 | 0.00 | NKSH lower |
| Revenue growth (YoY) as of 2026-07-23 | +25.0% | +20.2% | CFFI higher |
| Revenue CAGR (3y) SEC XBRL | +4.7% | n/a | |
| Dividend yield as of 2026-07-23 | +2.5% | +4.2% | NKSH higher |
| Dividend streak (yrs) SEC XBRL | 5 | 2 | CFFI higher |
| Beta as of 2026-07-23 | 0.34 | 0.55 | |
| 1-year return as of 2026-07-22 close | +15.0% | +21.9% | NKSH higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.