C AND F FINANCIAL CORP (CFFI)
Financials · Regional Banks · NASDAQ
A diversified regional financial institution operating in Virginia that combines community banking, mortgage lending, and non-prime consumer automobile finance.
What C AND F FINANCIAL CORP does
C&F Financial Corporation is a bank holding company that provides community banking, mortgage banking, and consumer finance services through its subsidiary, Citizens and Farmers Bank, and other subsidiaries. Its banking operations include personal and business deposit accounts and various loan products, while its mortgage segment offers residential mortgage originations and its consumer finance segment provides automobile financing. The company primarily serves customers in Virginia and throughout the Mid-Atlantic, Midwest, and Southern United States.
Recent developments
In Q2 2026, the company completed the sale of its interest in Bearing Insurance Group, LLC and executed a strategic securities portfolio restructuring. The company is also actively expanding its geographic presence in Southwest Virginia and Lynchburg.
From C AND F FINANCIAL CORP's filing of 2026-08-10.
Themes: community banking, mortgage banking, consumer finance / auto lending, wealth management, regional bank expansion
Fundamentals
- Price$101.51 as of 2026-10-08 close
- Market cap$330M as of 2026-08-06 (share count; price 2026-10-08)
- 1-year return+53.0% 2025-10-08 close $66.34 → 2026-10-08 close $101.51
- P/E11.32 as of 2026-10-08
- Net margin+19.1% FY2025, SEC XBRL
- ROE+10.3% FY2025, SEC XBRL
- Debt / equity0.26 as of 2026-09-03
- Revenue growth (YoY)+25.0% as of 2026-09-03
- Revenue CAGR (3y)+4.7% SEC XBRL
- Beta0.76 as of 2026-09-03
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.1%; 16-year non-decreasing per-share dividend streak (SEC XBRL).
How CFFI compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-03
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, CFFI's dividend was covered by reported results (earnings payout 22%, free-cash-flow payout 27%). This describes past coverage, not a forecast.
- Earnings payout22% dividends / net income
- Free-cash-flow payout27% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How C AND F FINANCIAL CORP looks technically
C AND F FINANCIAL CORP (CFFI) is trading 28.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 244 trading days ago — a "golden cross", a bullish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 44, with buyers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 68, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 7 trading days ago (its momentum flipped positive). It made a new 20-day high about 3 trading days ago. It is 1.9% below its all-time high. Trading volume is unusually light — only about 48% of its 30-day average.
Trend
8
| Distance from the 200-day | it is trading 28.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +28.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $91.80 | $91.80 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $79.31 | $79.31 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 14 calendar days ago — the swings before that are what the structure reading is measured on | 14 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 91.35. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 244 trading days ago — a "golden cross", a bullish long-term signal | 244 sessions |
| Trend strength (14-day ADX) | a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 44, with buyers in control | 44.4 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 68, neither overbought (above 70) nor oversold (below 30) | 67.7 |
|---|---|---|
| Position in its 14-day range | it is trading near the top of its 14-day range ($91.35 to $103.52) — its "stochastic" reading is 83 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 83.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 7 trading days ago (its momentum flipped positive) | 7 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $103.52 | $103.52 |
|---|---|---|
| From the 52-week high | it is 1.9% below its 52-week high (its highest price of the past year) | -1.9% |
| Above the 52-week low | it is 56.9% above its 52-week low (its lowest price of the past year) | +56.9% |
| Below the 52-week high | it is 1.9% below its highest point of the past year | 1.9% |
| Since a 20-day breakout | it made a new 20-day high about 3 trading days ago | 3 sessions |
| Since a 55-day breakout | it made a new 55-day high about 3 trading days ago | 3 sessions |
| All-time high | its highest closing price on record is $103.52 (set on 2026-10-08) | $103.52 |
| Given back of the 52-week move | over the past year its closes ranged ($65.18 to $102.21), and it has given back essentially none of its rise from last year’s low — 2% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $78.14 to $79.33. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 1.9% |
| From the all-time high | it is 1.9% below its all-time high | -1.9% |
| Nearest price level | it is trading 4.9% above a support level at $96.53 — a price it turned at twice since 2026-09-03, most recently on 2026-09-16. Since 2024-10-08 it has 13 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -4.9% |
| All-time low | its lowest closing price on record is $10.30 (set on 2009-03-09) | $10.30 |
| Above the all-time low | it is 885.5% above its all-time low | +885.5% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are wider than usual versus its own recent 6-month history (wider than about 75% of it) | 75th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $2.87 between its high and its low — about 2.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $2.87 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $90.00 and $102.61 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $90.00 – $96.31 – $102.61 |
| Typical daily range (% of price) | its price moves about 2.8% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.8% |
| Stretch from the 200-day average | it is trading 7.7 daily ranges above its 200-day average price (28.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 7.7 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is unusually light — only about 48% of its 30-day average | 0.48× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
3
| Gap at the open | it opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap | +0.0% |
|---|---|---|
| Open gap | it gapped 4.6% above the previous close 51 sessions ago and has not traded back through the level it left behind at 79.38 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +4.6% |
| Gap filled | a 2.3% gap up opened on 2026-08-12 has been "filled" 34 sessions ago — price traded back through the level the gap left behind, and it took 6 sessions to close | 34 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -0.68% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 7.5 percentage points (the stock gained 8.6% while the market gained 1.0%) | +7.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 25.2 percentage points (the stock gained 29.0% while the market gained 3.8%) | +25.2% |
| vs market, 6 months | over the past 6 months this stock beat the market by 22.5 percentage points (the stock gained 39.9% while the market gained 17.5%) | +22.5% |
| vs market, 12 months | over the past 12 months this stock beat the market by 38.0 percentage points (the stock gained 53.0% while the market gained 15.0%) | +38.0% |
Signal agreement
2
| Bullish technical signals | 7 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, a strong uptrend, with buyers in control, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 7 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 14% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.7% of the share price. | +14.4% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 13% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $89.81 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | +13.0% |
|---|---|---|
| Vs the average paid since it last reported | the price is 10% above the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $92.62 — a volume-weighted average of daily closes over 55 sessions, not a true tick-by-tick VWAP. | +9.6% |
Price levels it has turned at before
CFFI last closed at $101.51 on 2026-10-08. Since 2024-10-08 it has turned at 13 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $96.53 | Support | 4.9% below the last close | turned there twice · 2026-09-03 to 2026-09-16 |
| $91.67 | Support | 9.7% below the last close | turned there twice · 2026-08-17 to 2026-09-24 |
| $89.83 | Support | 11.5% below the last close | turned there twice · 2025-02-10 to 2026-08-05 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $91.35.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $103.54 and $111.07 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $91.35.
This reading has stood for 6 trading days, since 2026-10-01.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Near the 52-week high · Broke out to a new 20-day high · in a strong, established uptrend (ADX) · Near the all-time high · beating the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · all time high · volume and relative volume
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingStrong Buy (1.00 mean, 1=Strong Buy…5=Strong Sell) — 1 analyst
- Mean price target$115.00 range $115.00 – $115.00
Analyst estimates, as of 2026-10-07. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for CFFI
- Consensus EPS estimate$2.46 next reporting period, as of 2026-10-07
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Economic conditions affecting residential real estate and automobile loan markets","Credit risk associated with higher-risk non-prime automobile loan borrowers","Regulatory capital requirements and interest rate environment volatility"]
What changed in the latest 10-Q
AI-assisted comparison of CFFI's 10-Q filed 2026-08-10 against the prior one filed 2026-05-11.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-08-10) presents financial performance highlights for the three and six months ended June 30, 2026 and 2025, whereas the older filing (2026-05-11) presents only the three months ended March 31, 2026 and 2025.
- Newer filing (2026-08-10) includes adjusted net income, adjusted earnings per share, annualized ROA, annualized adjusted ROA, annualized ROE, annualized adjusted ROE, annualized ROTCE, and annualized adjusted ROTCE metrics in Table 1.
- Newer filing (2026-08-10) states consolidated net income increased $859,000 and $2.3 million for the second quarter and first six months of 2026 compared to the same periods in 2025.
- Newer filing (2026-08-10) discloses an after-tax gain of $6.4 million from the sale of an equity interest in Bearing Insurance Group, LLC and an after-tax loss of $5.6 million from a strategic restructuring of a portion of the Corporation's securities portfolio for the second quarter and first six months of 2026.
- Newer filing (2026-08-10) states adjusted net income was $7.9 million, or $2.40 per share, for the second quarter of 2026 compared to $7.8 million, or $2.37 per share, for the second quarter of 2025, and adjusted net income was $14.7 million, or $4.48 per share, for the first six months of 2026 compared to $13.2 million, or $4.03 per share, for the first six months of 2025.
- Newer filing (2026-08-10) reports community banking segment loans grew $65.9 million, or 8.3 percent annualized, compared to December 31, 2025.
- Newer filing (2026-08-10) reports consumer finance segment loans decreased $7.7 million, or 3.3 percent annualized, compared to December 31, 2025.
- Newer filing (2026-08-10) reports deposits increased $19.6 million, or 1.7 percent annualized, compared to December 31, 2025.
- Newer filing (2026-08-10) reports consolidated annualized net interest margin was 4.41 percent for the second quarter of 2026 compared to 4.27 percent for the second quarter of 2025 and 4.27 percent for the first quarter of 2026.
- Newer filing (2026-08-10) reports consumer finance segment net charge-offs at an annualized rate of 2.21 percent and 2.60 percent of average total loans for the second quarter and first six months of 2026, compared to 2.19 percent and 2.42 percent for the same periods of 2025 and 2.98 percent for the first quarter of 2026.
- Newer filing (2026-08-10) reports mortgage banking segment loan originations increased $20.2 million, or 9.5 percent, to $233.7 million and increased $86.1 million, or 26.3 percent, to $413.3 million for the second quarter and first six months of 2026 compared to the same periods of 2025.
- Newer filing (2026-08-10) discloses that the community banking segment sold $72.6 million in book value of securities with a weighted average yield of 1.40% and purchased approximately $67.8 million of securities with a weighted average yield of 4.70%.
- Newer filing (2026-08-10) discloses the opening of a retail branch in Roanoke following the 2025 opening of a loan production office in Roanoke.
- Newer filing (2026-08-10) discloses a July 2026 announcement of the hiring of a veteran lender in Lynchburg as part of expansion into western Virginia.
- Removed:
- Older filing (2026-05-11) states consolidated net income increased $1.4 million for the first quarter of 2026 compared to the same period in 2025.
- Older filing (2026-05-11) reports community banking segment loans grew $24.1 million, or 6.1 percent annualized, compared to December 31, 2025.
- Older filing (2026-05-11) reports consumer finance segment loans decreased $3.6 million, or 3.1 percent annualized, compared to December 31, 2025.
- Older filing (2026-05-11) reports deposits increased $53.7 million, or 9.2 percent annualized, compared to December 31, 2025.
- Older filing (2026-05-11) reports consolidated annualized net interest margin was 4.27 percent for the first quarter of 2026 compared to 4.16 percent for the first quarter of 2025.
- Older filing (2026-05-11) reports consumer finance segment net charge-offs at an annualized rate of 2.98 percent of average total loans for the first quarter of 2026 compared to 2.64 percent for the first quarter of 2025.
- Older filing (2026-05-11) reports mortgage banking segment loan originations increased $65.9 million, or 57.9 percent, to $179.6 million for the first quarter of 2026 compared to the first quarter of 2025.
- Older filing (2026-05-11) includes a Capital Management and Dividends section stating total equity was $266.1 million at March 31, 2026 compared to $262.3 million at December 31, 2025, tier 1 risk-based capital ratio of 12.1 percent and total risk-based capital ratio of 15.1 percent at March 31, 2026, book value per share of $81.73 and tangible book value per share of $73.70 at March 31, 2026, quarterly cash dividend of 48 cents per share declared during the first quarter of 2026 with a payout ratio of 23.1 percent, and repurchase of 4,279 shares for $309,000 under the 2026 Repurchase Program.
- Older filing (2026-05-11) states accumulated other comprehensive loss related to securities available for sale, net of deferred income taxes, increased to $11.7 million at March 31, 2026, compared to $10.2 million at December 31, 2025.
- Older filing (2026-05-11) includes a subsequent events note stating the Corporation completed the sale of its membership interest in Bearing Insurance Group, LLC effective May 1, 2026 and executed a strategic restructuring of a portion of its securities available for sale portfolio.
- Reworded:
- The newer filing (2026-08-10) changes the comparison periods from three months ended March 31 to three and six months ended June 30.
- The newer filing (2026-08-10) recharacterizes the Bearing Insurance Group, LLC sale and securities portfolio restructuring as completed events with quantified after-tax gain ($6.4 million) and after-tax loss ($5.6 million), whereas the older filing (2026-05-11) described them as subsequent events that would impact the second quarter of 2026.
- The newer filing (2026-08-10) changes the description of the consumer finance segment's results from a net loss in the first quarter of 2026 to lower net income in the second quarter and first six months of 2026 versus 2025.
- Notes:
- The provided newer filing text is truncated at the bullet point about the Lynchburg lender; content after that point is not available for comparison.
- The provided older filing text is truncated at the start of the Critical Accounting Estimates section; content after that point is not available for comparison.
- Some tabular financial data in the newer filing is difficult to parse due to formatting, but the key numbers described in surrounding text are distinguishable.
Risk Factors
- Added:
- Newer filing (2026-08-10) states there were 4,095 shares repurchased under the 2026 Repurchase Program during the second quarter of 2026 for an aggregate cost of $312,000.
- Newer filing (2026-08-10) states the repurchase table covers the three months ended June 30, 2026.
- Removed:
- Older filing (2026-05-11) stated there were 4,279 shares repurchased under the 2026 Repurchase Program during the first quarter of 2026 for an aggregate cost of $309,000.
- Older filing (2026-05-11) stated the repurchase table covers the three months ended March 31, 2026.
- Notes:
- The Risk Factors disclosure statement is identical in both filings, but the section as provided includes Item 2 text that changed between filings.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 6 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 6 sells ($401117) — 5 selling insiders
- Last 180 days · read to 2026-10-040 buys · 14 sells ($721460) — 7 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-04. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about CFFI's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding CFFI as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 324,278
- Reported value $25,963,040
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about CFFI's institutional holders → See what each manager we track holds →
Short interest (FINRA)
CFFI had 50,188 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
CFFI had 1.54% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 1 days to cover at the same settlement.
- Reported short interest (shares) 50,188
- Short interest (% of shares outstanding) 1.54%
- Prior settlement (shares) 38,482
- Reported change 30.42%
- Days to cover (reported) 1
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- TowneBank (TOWN)
- Atlantic Union Bankshares (AUB)
- Fulton Financial (FULT)
- United Bankshares (UBSI)
- Chesapeake Financial Shares (CPKF)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare CFFI vs…
C AND F FINANCIAL CORP is found in…
Frequently asked questions
What does C AND F FINANCIAL CORP (CFFI) do?
C&F Financial Corporation is a bank holding company that provides community banking, mortgage banking, and consumer finance services through its subsidiary, Citizens and Farmers Bank, and other subsidiaries. Its banking operations include personal and business deposit accounts and various loan products, while its mortgage segment offers residential mortgage originations and its consumer finance segment provides automobile financing.
What sector is C AND F FINANCIAL CORP (CFFI) in?
C AND F FINANCIAL CORP (CFFI) is classified in the Financials sector. Its industry is Regional Banks. It trades on NASDAQ.
Does CFFI pay a dividend?
Yes — C AND F FINANCIAL CORP (CFFI) pays a dividend, with an indicated yield of about 2.05% and 16-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are C AND F FINANCIAL CORP's (CFFI) competitors?
Notable peers of C AND F FINANCIAL CORP (CFFI) include TowneBank, Atlantic Union Bankshares, Fulton Financial, United Bankshares and Chesapeake Financial Shares. This peer set is informational only — not financial advice.
Is C AND F FINANCIAL CORP (CFFI) overbought or oversold right now?
C AND F FINANCIAL CORP (CFFI) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 68, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on CFFI come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.