CFFI vs RM
CFFI: A Virginia-based community bank and diversified financial services provider with segments in commercial banking, mortgage origination, and consumer finance. RM: Regional Management is a non-prime consumer finance lender originating and servicing secured retail installment contracts, funded through asset-backed securitizations.
Side-by-side fundamentals
| Metric | CFFI | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $78.12 | $42.52 | |
| Market cap as of 2026-07-23 | $251M | $392M | |
| P/E as of 2026-07-23 | 8.88 | 8.03 | RM lower |
| PEG as of 2026-07-23 | 0.29 | 0.17 | RM lower |
| Net margin as of 2026-07-23 | +22.1% | +7.4% | CFFI higher |
| Gross margin as of 2026-07-23 | n/a | +100.0% | |
| Operating margin as of 2026-07-23 | +27.3% | +22.9% | CFFI higher |
| ROE as of 2026-07-23 | +11.1% | +13.2% | RM higher |
| ROA as of 2026-07-23 | +1.0% | +2.4% | RM higher |
| Debt / equity as of 2026-07-23 | 0.39 | 4.30 | CFFI lower |
| Revenue growth (YoY) as of 2026-07-23 | +25.0% | +10.5% | CFFI higher |
| Revenue CAGR (3y) SEC XBRL | +4.7% | +8.4% | RM higher |
| Dividend yield as of 2026-07-23 | +2.5% | +2.8% | RM higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.34 | 0.97 | |
| 1-year return as of 2026-07-22 close | +15.0% | +29.9% | RM higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.