CHCO vs SPFI
CHCO: A community-focused financial holding company providing comprehensive commercial, consumer, and mortgage banking alongside wealth management services across the Appalachian region. SPFI: An independent West Texas community bank with $4.5 billion in assets serving small and mid-sized businesses across Texas and New Mexico markets.
Side-by-side fundamentals
| Metric | CHCO | SPFI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $143.90 | $44.68 | |
| Market cap as of 2026-08-01 | $2.0B | $855M | |
| P/E as of 2026-08-01 | 15.52 | 13.19 | SPFI lower |
| PEG as of 2026-08-01 | 1.55 | 0.83 | SPFI lower |
| Net margin as of 2026-08-01 | +40.3% | +29.1% | CHCO higher |
| Operating margin as of 2026-08-01 | +50.3% | +36.8% | CHCO higher |
| ROE as of 2026-08-01 | +16.4% | +12.4% | CHCO higher |
| ROA as of 2026-08-01 | +2.0% | +1.4% | CHCO higher |
| Debt / equity as of 2026-08-01 | 0.47 | 0.10 | SPFI lower |
| Revenue growth (YoY) as of 2026-08-01 | +45.8% | +34.4% | CHCO higher |
| Dividend yield as of 2026-08-01 | +2.4% | +1.6% | CHCO higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-01 | 0.48 | 0.48 | |
| 1-year return as of 2026-07-27 close | +12.7% | +17.9% | SPFI higher |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.