SOUTH PLAINS FINANCIAL INC (SPFI)
Financials · Community banking · NASDAQ
South Plains Financial is a Texas-based community bank holding company with $4.5B in assets, operating 24 branches across West Texas and New Mexico, delivering commercial and retail banking services to small and medium-sized businesses.
What SOUTH PLAINS FINANCIAL INC does
South Plains Financial, Inc. (SPFI) is a bank holding company headquartered in Lubbock, Texas, with its primary subsidiary City Bank serving as one of the largest independent banks in West Texas. The company provides commercial and consumer financial services including commercial and retail banking, investment, trust, and mortgage services to small and medium-sized businesses and individuals across seven geographic markets spanning West Texas and New Mexico. As of December 31, 2025, the company had total assets of $4.48 billion, gross loans held for investment of $3.14 billion, and total deposits of $3.87 billion.
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Fundamentals
- Price$42.14 as of 2026-07-09 close
- Market cap$808M as of 2026-07-10
- 1-year return+13.5% as of 2026-07-09 close
- P/E13.30 as of 2026-07-10
- Net margin+29.1% as of 2026-07-10
- ROE+12.6% as of 2026-07-10
- Debt / equity0.12 as of 2026-07-10
- Revenue growth (YoY)+34.4% as of 2026-07-10
- Beta0.48 as of 2026-07-10
Dividend: yield +1.6%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.