CIM vs VEL
CIM: Chimera is an internally managed mortgage REIT that generates returns through a diversified portfolio of residential and commercial mortgage securities, loans, and servicing rights, while also originating Non-QM and business purpose mortgages through its HomeXpress subsidiary. VEL: Vertically integrated real estate lender specializing in non-traditional investor loans for residential and commercial properties, with $6.5 billion in portfolio and funding through securitization.
Side-by-side fundamentals
| Metric | CIM | VEL | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $12.61 | $17.23 | |
| Market cap as of 2026-07-23 | $1.1B | $675M | |
| P/E as of 2026-07-23 | 54.85 | 6.22 | VEL lower |
| PEG as of 2026-07-23 | n/a | 0.14 | |
| Net margin as of 2026-07-23 | +2.5% | +20.6% | VEL higher |
| Gross margin as of 2026-07-23 | +27.5% | +106.0% | VEL higher |
| Operating margin as of 2026-07-23 | +2.3% | +108.3% | VEL higher |
| ROE as of 2026-07-23 | +0.8% | +16.7% | VEL higher |
| ROA as of 2026-07-23 | +0.1% | +1.5% | VEL higher |
| Debt / equity as of 2026-07-23 | 5.17 | 9.69 | CIM lower |
| Revenue growth (YoY) as of 2026-07-23 | +3.0% | +18.0% | VEL higher |
| Dividend yield as of 2026-07-23 | +14.1% | n/a | |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-07-23 | 1.77 | 0.70 | |
| 1-year return as of 2026-07-22 close | -10.0% | -2.6% | VEL higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.