CHIMERA INVESTMENT CORP (CIM)
Financials · Mortgage REIT · NYSE
Chimera is an internally managed mortgage REIT that generates returns through a diversified portfolio of residential and commercial mortgage securities, loans, and servicing rights, while also originating Non-QM and business purpose mortgages through its HomeXpress subsidiary.
What CHIMERA INVESTMENT CORP does
Chimera Investment Corporation is a diversified real estate investment trust (REIT) that invests in residential mortgage assets, including Non-Agency and Agency mortgage-backed securities (RMBS/CMBS), residential mortgage loans, and mortgage servicing rights, while generating net interest income and fees from its internal investment portfolio and third-party advisory services. Through its wholly-owned subsidiary HomeXpress, the company originates consumer Non-Qualified Mortgage (Non-QM) and investor business purpose residential mortgage loans, as well as qualified mortgages and agency-conforming loans. The company operates as a fully integrated mortgage business combining origination, management, and investment activities.
Themes: Residential mortgage credit, Non-Agency RMBS investing, Agency mortgage-backed securities, Mortgage origination and servicing, Net interest income optimization, Investment management and advisory services, Real estate credit analysis
Fundamentals
- Price$11.52 as of 2026-08-21 close
- Market cap$964M as of 2026-08-21
- 1-year return-15.2% 2025-08-21 close $13.58 → 2026-08-21 close $11.52
- P/E827.09 as of 2026-08-24
- Net margin+0.1% as of 2026-08-24
- Gross margin+33.3% as of 2026-08-24
- ROE+0.1% as of 2026-08-24
- Debt / equity5.57 as of 2026-08-24
- Revenue growth (YoY)+5.2% as of 2026-08-24
- Beta1.80 as of 2026-08-24
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +8.7%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
How CIM compares in its sector
- price-to-earnings ratiotop 10% 525 covered Financials peers, as of 2026-08-24
- net profit marginbottom 25% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 10% 534 covered Financials peers, as of 2026-08-24
- gross marginbottom 25% 176 covered Financials peers, as of 2026-08-24
- return on equitybottom 25% 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldtop 10% 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, CIM's dividend was covered by reported results (earnings payout 53%). This describes past coverage, not a forecast.
- Earnings payout53% dividends / net income
- Free-cash-flow payoutnot assessable operating cash flow was not positive that year
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How CHIMERA INVESTMENT CORP looks technically
CHIMERA INVESTMENT CORP (CIM) is trading 10.9% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 9 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 29, in oversold territory (below 30). It just made a new 20-day low, breaking below its recent trading range. It is trading right at its lowest price of the past year (its 52-week low).
Trend
8
| Distance from the 200-day | it is trading 10.9% below its 200-day average, the long-term trend line — a long-term downtrend | -10.9% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $12.70 | $12.70 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $12.93 | $12.93 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 16 calendar days ago — the swings before that are what the structure reading is measured on | 16 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 12.88. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible downward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 9 trading days ago — a "death cross", a bearish long-term signal | 9 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with sellers in control | 48.1 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 29, in oversold territory (below 30) | 28.9 |
|---|---|---|
| Position in its 14-day range | it is trading right at the bottom of its 14-day range ($11.47 to $12.73) — its "stochastic" reading is 4 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 4.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 13 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $14.88 | $14.88 |
|---|---|---|
| From the 52-week high | it is 22.6% below its 52-week high (its highest price of the past year) | -22.6% |
| Above the 52-week low | it is trading right at its lowest price of the past year (its 52-week low) | +0.4% |
| Below the 52-week high | it is 22.6% below its highest point of the past year | 22.6% |
| Since a 20-day breakout | it just made a new 20-day low, breaking below its recent trading range | 1 session |
| Since a 55-day breakout | it just made a new 55-day low, breaking below its recent trading range | 1 session |
| All-time high | its highest closing price on record is $297.15 (set on 2008-01-22) | $297.15 |
| Given back of the 52-week move | over the past year its closes ranged ($11.52 to $14.74), and it has recovered essentially none of its fall from last year’s high — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $13.51 to $13.61. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 0.0% |
| From the all-time high | it is 96.1% below its all-time high | -96.1% |
| Nearest price level | it is trading 1.9% below a resistance level at $11.74 — a price it turned at three times since 2025-11-06, most recently on 2026-02-09. Since 2024-08-21 it has 0 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +1.9% |
| All-time low | its lowest closing price on record is $9.85 (set on 2025-04-09) | $9.85 |
| Above the all-time low | it is 17.0% above its all-time low | +16.9% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 88% of the past ~6 months) | 88th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.2509 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.2509 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $11.24 and $12.90 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $11.24 – $12.07 – $12.90 |
| Typical daily range (% of price) | its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.2% |
| Stretch from the 200-day average | it is trading 5.6 daily ranges below its 200-day average price (10.9% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 5.6 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.95× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 2.3% since the prior reading | -2.3% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.3% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.3% |
|---|---|---|
| Open gap | it gapped 4.0% below the previous close 12 sessions ago and has not traded back through the level it left behind at 12.66 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -4.0% |
| Gap filled | a 2.4% gap up opened on 2026-06-11 has been "filled" 35 sessions ago — price traded back through the level the gap left behind, and it took 13 sessions to close | 35 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -2.04% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 11.9 percentage points (the stock lost 9.6% while the market gained 2.3%) | -11.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 16.4 percentage points (the stock lost 13.3% while the market gained 3.1%) | -16.4% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 26.0 percentage points (the stock lost 14.9% while the market gained 11.1%) | -26.0% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 35.7 percentage points (the stock lost 15.2% while the market gained 20.5%) | -35.6% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: its RSI momentum gauge is oversold (a beaten-down reading), near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 7 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 7 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 13% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.3% of the share price. | -12.6% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 11% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $13.01 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | -11.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-08-05 (its 10-Q), so the typical buyer over that stretch is under water. That average is $11.79 — a volume-weighted average of daily closes over 13 sessions, not a true tick-by-tick VWAP. | -2.3% |
Price levels it has turned at before
CIM last closed at $11.52 on 2026-08-21. Since 2024-08-21 it has turned at 0 prices below its last close and 9 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $11.74 | Resistance | 1.9% above the last close | turned there three times · 2025-11-06 to 2026-02-09 |
| $12.32 | Resistance | 7.0% above the last close | turned there four times · 2025-12-09 to 2026-07-23 |
| $12.80 | Resistance | 11.2% above the last close | turned there six times · 2025-05-22 to 2026-07-30 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $12.88.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $12.01 and $12.61 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close below $11.47.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Recent death cross (50-day crossed below 200-day) · Oversold (14-day RSI below 30) · Near the 52-week low · Pulled back from the 12-month high · Broke down to a new 20-day low | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.60 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$14.17 range $13.00 – $15.50; median $14.00
Analyst estimates, as of 2026-08-19. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for CIM
- Consensus EPS estimate$0.505 next reporting period, as of 2026-08-19
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Interest rate and prepayment risk exposure on mortgage securities and loan portfolios, which could impact portfolio valuations and returns as market rates fluctuate","Credit risk on Non-Agency RMBS and residential mortgage loans held for investment, particularly sensitivity to housing market downturns and borrower defaults","Refinancing and liquidity risk from secured financing agreements and securitized debt obligations that require ongoing access to capital markets"]
What changed in the latest 10-Q
AI-assisted comparison of CIM's 10-Q filed 2026-05-07 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to 'ongoing conflicts involving the U.S. in the Middle East' in forward-looking statements (2026-05-07)
- Added bullet point: 'the development, proliferation and use of artificial intelligence' in forward-looking statements (2026-05-07)
- Added bullet point: 'our ability to manage, maintain and expand our relationships with our clients, the independent mortgage brokers and bankers' (2026-05-07)
- Added 'Investor Loans' as asset type that company invests in and manages (2026-05-07)
- Added description of two reportable segments: Investment Portfolio and Residential Origination, with HomeXpress as separate segment (2026-05-07)
- Added portfolio composition percentages as of March 31, 2026: 58% residential mortgage loans, 36.7% Agency MBS, 5.3% Non-Agency RMBS, less than 1% MSR financing receivables (2026-05-07)
- Added reference to 'Palisades Advisory Services, LLC (PAS)' as wholly-owned subsidiary (2026-05-07)
- Removed:
- Removed glossary/definitions section that listed terms like Agency, GSE, MBS, RMBS, Pass-through, CMBS, Non-Agency RMBS, Non-MTM, RTLs, ABS, RPLs, IO, MSRs, QM, Non-QM (2025-11-06)
- Removed statement about company being 'a publicly traded REIT, whose principal business objective is to provide attractive risk-adjusted returns and distributable income through investment performance linked to mortgage credit fundamentals' (2025-11-06)
- Removed reference to 'recent tensions in international trade and impact of prolonged federal government shutdown' in forward-looking statements (2025-11-06)
- Removed mention of 'acquisition of The Palisades Group in 2024' from forward-looking statements (2026-05-07)
- Removed 'ability to manage, maintain and expand our relationships with our clients, the independent mortgage brokers and bankers' from older filing forward-looking statements (2025-11-06)
- Removed reference to 'business purpose' loans at end of Executive Summary section (2025-11-06)
- Reworded:
- Changed 'Dodd-Frank act' to 'Dodd-Frank Act' (capitalization) (2026-05-07)
- Changed 'our ability to compete with competitors and ability to source target assets' to 'our ability to compete with competitors and source target assets at attractive prices' (2026-05-07)
- Changed forward-looking statement reference from 'such as the recent tensions in international trade and impact of prolonged federal government shutdown' to 'including the ongoing conflicts involving the U.S. in the Middle East' (2026-05-07)
- Changed Executive Summary focus from describing company as REIT with investment performance linked to mortgage credit fundamentals to describing as diversified real estate company that invests in, originates, and manages residential real estate assets (2026-05-07)
- Notes:
- The older filing text appears truncated at the end of Executive Summary section, limiting full comparison of that section
- Comparison reflects material structural and content changes to MD&A organization between filings
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for CIM — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
CIM had 1,698,438 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
CIM had 2.03% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.72 days to cover at the same settlement.
- Reported short interest (shares) 1,698,438
- Short interest (% of shares outstanding) 2.03%
- Prior settlement (shares) 1,730,252
- Reported change -1.84%
- Days to cover (reported) 2.72
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Annaly Capital Management (NLY)
- AGNC Investment Corp. (AGNC)
- Starwood Property Trust (STWD)
- Blackstone Mortgage Trust (BXMT)
- Rithm Capital Corp. (RITM)
- PennyMac Mortgage Investment Trust (PMT)
- Two Harbors Investment Corp. (TWO)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare CIM vs…
Frequently asked questions
What does CHIMERA INVESTMENT CORP (CIM) do?
Chimera Investment Corporation is a diversified real estate investment trust (REIT) that invests in residential mortgage assets, including Non-Agency and Agency mortgage-backed securities (RMBS/CMBS), residential mortgage loans, and mortgage servicing rights, while generating net interest income and fees from its internal investment portfolio and third-party advisory services.
What sector is CHIMERA INVESTMENT CORP (CIM) in?
CHIMERA INVESTMENT CORP (CIM) is classified in the Financials sector. Its industry is Mortgage REIT. It trades on NYSE.
Does CIM pay a dividend?
Yes — CHIMERA INVESTMENT CORP (CIM) pays a dividend, with an indicated yield of about 8.71% and 2-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are CHIMERA INVESTMENT CORP's (CIM) competitors?
Notable peers of CHIMERA INVESTMENT CORP (CIM) include Annaly Capital Management, AGNC Investment Corp., Starwood Property Trust, Blackstone Mortgage Trust and Rithm Capital Corp.. This peer set is informational only — not financial advice.
Is CHIMERA INVESTMENT CORP (CIM) overbought or oversold right now?
CHIMERA INVESTMENT CORP (CIM) is currently in oversold territory (its 14-day RSI is 29, below 30) (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on CIM come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.