COF vs MFIN
COF: A diversified financial services company primarily known for its extensive credit card lending and consumer banking platform, currently undergoing a significant integration with Discover. MFIN: A specialty finance company providing consumer recreation and home improvement loans through its FDIC-insured banking subsidiary.
Side-by-side fundamentals
| Metric | COF | MFIN | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $209.01 | $9.94 | |
| Market cap as of 2026-08-03 | $130.1B | $237M | |
| P/E as of 2026-08-03 | 12.50 | 6.74 | MFIN lower |
| PEG as of 2026-08-03 | 0.91 | n/a | |
| Net margin as of 2026-08-03 | +14.9% | +31.2% | MFIN higher |
| Operating margin as of 2026-08-03 | +18.3% | +43.5% | MFIN higher |
| ROE as of 2026-08-03 | +9.3% | +9.0% | COF higher |
| ROA as of 2026-08-03 | +1.6% | +1.2% | COF higher |
| Debt / equity as of 2026-08-03 | 0.39 | 0.63 | COF lower |
| Revenue growth (YoY) as of 2026-08-03 | +38.2% | +28.5% | COF higher |
| Revenue CAGR (3y) SEC XBRL | +16.0% | n/a | |
| Dividend yield as of 2026-08-03 | +1.5% | +5.6% | MFIN higher |
| Dividend streak (yrs) SEC XBRL | 5 | 0 | COF higher |
| Beta as of 2026-08-03 | 1.42 | 0.64 | |
| 1-year return as of 2026-07-31 close | -2.8% | -2.6% | MFIN higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.