MEDALLION FINANCIAL CORP (MFIN)
Financials · Specialty consumer and commercial lending · NASDAQ
A specialty lender focusing on recreation (RVs, boats, collector cars), home improvement, and commercial loans with $3B in assets and a 31% net margin.
What MEDALLION FINANCIAL CORP does
Medallion Financial Corp. is a specialty finance company operating through subsidiaries that originate and service consumer and commercial loans. The company's primary segments are recreation lending (financing RVs, boats, and collector cars), home improvement loans, commercial business loans, and legacy taxi medallion financing. Through Medallion Bank, an FDIC-insured industrial bank, it raises deposits and conducts banking activities, while Medallion Capital operates a mezzanine financing business as a Small Business Investment Company.
Themes: ["consumer lending","specialty finance","recreation financing","home improvement","commercial lending","SBIC / mezzanine financing"]
Fundamentals
- Price$9.97 as of 2026-07-09 close
- Market cap$231M as of 2026-07-10
- 1-year return+2.5% as of 2026-07-09 close
- P/E6.42 as of 2026-07-10
- Net margin+31.2% as of 2026-07-10
- ROE+9.0% as of 2026-07-10
- Debt / equity0.63 as of 2026-07-10
- Revenue growth (YoY)+28.5% as of 2026-07-10
- Beta0.79 as of 2026-07-10
Dividend: yield +5.7%; pays a dividend.
Key risks (from latest filing)
["Exposure to consumer credit cycles and economic downturns; loan portfolio concentration in recreation lending (63% of receivables) and home improvement sectors","Deposit funding reliance and interest rate risk in a volatile rate environment; legacy taxi medallion business historical deterioration","Regulatory and compliance risk as an FDIC-insured bank and SBIC operator; potential credit losses and allowance adequacy"]
Competitors & peers
- LendingClub (LC)
- Upstart Holdings (UPST)
- Elevate Credit (ELVT)
- CURO Group Holdings (CURO)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.