COFS vs CZWI
COFS: A community-focused bank holding company based in Michigan offering a broad suite of retail, commercial, and trust banking services along with insurance and fintech solutions. CZWI: A community-focused bank holding company serving individuals, businesses, and agricultural operators throughout Wisconsin and Minnesota.
Side-by-side fundamentals
| Metric | COFS | CZWI | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $34.03 | $21.40 | |
| Market cap as of 2026-08-03 | $510M | $206M | |
| P/E as of 2026-08-03 | 9.36 | 14.17 | COFS lower |
| PEG as of 2026-08-03 | 0.05 | 2.83 | COFS lower |
| Net margin as of 2026-08-03 | +27.9% | +22.8% | COFS higher |
| Operating margin as of 2026-08-03 | n/a | +33.3% | |
| ROE as of 2026-08-03 | +11.7% | +8.0% | COFS higher |
| ROA as of 2026-08-03 | +1.3% | +0.9% | COFS higher |
| Debt / equity as of 2026-08-03 | 0.10 | 0.27 | COFS lower |
| Revenue growth (YoY) as of 2026-08-03 | +28.6% | +22.1% | COFS higher |
| Revenue CAGR (3y) SEC XBRL | +36.7% | n/a | |
| Dividend yield as of 2026-08-03 | +3.4% | +1.9% | COFS higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 0.73 | 0.53 | |
| 1-year return as of 2026-07-31 close | +15.7% | +44.9% | CZWI higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.