CITIZENS COMMUNITY BANCORP INC (CZWI)
Financials · Community Banking · NASDAQ
Community bank holding company operating 21 branches across Wisconsin and Minnesota, serving small businesses and consumers through traditional lending and deposit products.
What CITIZENS COMMUNITY BANCORP INC does
Citizens Community Bancorp, Inc. is a Maryland-chartered bank holding company that owns Citizens Community Federal N.A., a federally chartered national bank with 21 branch locations in Wisconsin and Minnesota. The bank provides traditional community banking services including commercial, agricultural, and consumer lending; deposit products; and related financial services. It serves businesses, agricultural operators, and consumers primarily in the Chippewa Valley region of Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities.
Themes: ["Community banking"]
Fundamentals
- Price$23.03 as of 2026-07-09 close
- Market cap$222M as of 2026-07-10
- 1-year return+50.2% as of 2026-07-09 close
- P/E14.84 as of 2026-07-10
- Net margin+22.8% as of 2026-07-10
- ROE+8.0% as of 2026-07-10
- Debt / equity0.27 as of 2026-07-10
- Revenue growth (YoY)+22.1% as of 2026-07-10
- Beta0.52 as of 2026-07-10
Dividend: yield +1.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Competitive and economic pressures in lending markets, and developments in general economy and real estate markets could materially impact loan origination and credit quality"]
Competitors & peers
- Regional community banks operating in Wisconsin and Minnesota market areas
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.