CZNC vs MPB
CZNC: Citizens & Northern is a community-focused bank holding company providing diversified banking, wealth management, and insurance services across Pennsylvania and New York. MPB: Mid Penn Bancorp is a Pennsylvania-based community banking institution that delivers diversified financial services and commercial lending through an aggressive, acquisition-led regional growth strategy.
Side-by-side fundamentals
| Metric | CZNC | MPB | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $25.39 | $38.34 | |
| Market cap as of 2026-08-03 | $455M | $972M | |
| P/E as of 2026-08-03 | 23.26 | 13.53 | MPB lower |
| PEG as of 2026-08-03 | n/a | 0.75 | |
| Net margin as of 2026-08-03 | +25.6% | +24.1% | CZNC higher |
| Operating margin as of 2026-08-03 | +31.6% | +29.1% | CZNC higher |
| ROE as of 2026-08-03 | +5.5% | +8.0% | MPB higher |
| ROA as of 2026-08-03 | +0.6% | +1.0% | MPB higher |
| Debt / equity as of 2026-08-03 | 0.12 | 0.16 | CZNC lower |
| Revenue growth (YoY) as of 2026-08-03 | +23.9% | +43.2% | MPB higher |
| Dividend yield as of 2026-08-03 | +4.4% | +2.4% | CZNC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 0.57 | 0.73 | |
| 1-year return as of 2026-07-31 close | +33.5% | +39.7% | MPB higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.