MID PENN BANCORP INC (MPB)
Financials · Community Banking / Regional Bank Holding Companies · NASDAQ
A community bank holding company with $6+ billion in assets, growing through acquisitions across Pennsylvania, New Jersey, and nearby regions while expanding wealth management and insurance service offerings.
What MID PENN BANCORP INC does
Mid Penn Bancorp is a financial holding company that operates Mid Penn Bank, a state-chartered community bank with over $6 billion in assets as of early 2026. The Bank provides traditional retail and commercial banking services including deposits, loans, wealth management, and fiduciary services across Pennsylvania, New Jersey, and surrounding regions through an extensive branch network built through strategic acquisitions. The company generates revenue primarily from net interest income on loans and investments, supplemented by noninterest income from wealth management, insurance services, and other banking services.
Themes: ["Community banking / regional retail banking","Commercial real estate lending","Wealth management / fiduciary services","Insurance services integration","Deposit gathering and relationship banking","SBA lending programs"]
Fundamentals
- Price$34.26 as of 2026-07-09 close
- Market cap$867M as of 2026-07-10
- 1-year return+14.3% as of 2026-07-09 close
- P/E16.93 as of 2026-07-10
- Net margin+24.1% as of 2026-07-10
- ROE+6.3% as of 2026-07-10
- Debt / equity0.04 as of 2026-07-10
- Revenue growth (YoY)+43.2% as of 2026-07-10
- Beta0.48 as of 2026-07-10
Dividend: yield +2.6%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk and net interest margin compression from changes in Federal Reserve policy and market rates affecting deposit costs relative to loan yields","Credit risk from exposure to commercial real estate loans and economic downturns affecting borrower ability to repay","Integration and execution risk from recent acquisitions (William Penn in April 2025, Brunswick in 2023, Riverview in 2021) and the need to realize synergies and manage goodwill/intangible assets"]
Competitors & peers
- FNBPA (First National Bank of Pennsylvania parent, if public)
- Orrstown Financial Services (ORSF)
- Flushing Bank
- Univest Financial (UVSP)
- S&T Bancorp (STBA)
- Equitable Holdings regional banking subsidiaries
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.