MID PENN BANCORP INC (MPB)
Financials · Regional Banks · NASDAQ
Mid Penn Bancorp is a Pennsylvania-based community bank providing full-service retail and commercial banking, wealth management, and lending solutions.
What MID PENN BANCORP INC does
Mid Penn Bancorp, Inc. is a bank holding company that provides a comprehensive range of financial services through its wholly-owned subsidiary, Mid Penn Bank. Its offerings include retail and commercial banking, trust and wealth management services, and consumer and commercial lending. The company operates through a network of branches and digital channels primarily serving communities in Pennsylvania.
Themes: community banking, commercial lending, wealth management, merger and acquisition strategy, Mid-Atlantic regional finance
Fundamentals
- Price$35.70 as of 2026-10-09 close
- Market cap$904M as of 2026-07-31 (share count; price 2026-10-09)
- 1-year return+27.8% 2025-10-09 close $27.94 → 2026-10-09 close $35.70
- P/E12.60 as of 2026-10-09
- ROE+6.9% FY2025, SEC XBRL
- Debt / equity0.16 as of 2026-09-03
- Revenue growth (YoY)+43.2% as of 2026-09-03
- Beta0.66 as of 2026-09-03
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
How MPB compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-09
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, MPB's dividend was covered by reported results (earnings payout 32%, free-cash-flow payout 25%). This describes past coverage, not a forecast.
- Earnings payout32% dividends / net income
- Free-cash-flow payout25% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How MID PENN BANCORP INC looks technically
MID PENN BANCORP INC (MPB) is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 278 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 25, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 42, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 1 trading day ago (its momentum flipped negative). It made a new 20-day low about 8 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend | +4.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $36.98 | $36.98 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $34.08 | $34.08 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 8 calendar days ago — the swings before that are what the structure reading is measured on | 8 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 36.78. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible downward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 278 trading days ago — a "golden cross", a bullish long-term signal | 278 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 25, with sellers in control | 25.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 42, neither overbought (above 70) nor oversold (below 30) | 41.9 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($34.65 to $37.23) — its "stochastic" reading is 41 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 40.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 1 trading day ago (its momentum flipped negative) | 1 session |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $39.15 | $39.15 |
|---|---|---|
| From the 52-week high | it is 8.8% below its 52-week high (its highest price of the past year) | -8.8% |
| Above the 52-week low | it is 34.4% above its 52-week low (its lowest price of the past year) | +34.4% |
| Below the 52-week high | it is 8.8% below its highest point of the past year | 8.8% |
| Since a 20-day breakout | it made a new 20-day low about 8 trading days ago | 8 sessions |
| Since a 55-day breakout | it made a new 55-day high about 51 trading days ago | 51 sessions |
| All-time high | its highest closing price on record is $39.15 (set on 2026-07-28) | $39.15 |
| Given back of the 52-week move | over the past year its closes ranged ($26.74 to $38.54), and it has given back roughly a quarter of its rise from last year’s low — 24% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $30.87 to $31.25. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 24.1% |
| From the all-time high | it is 8.8% below its all-time high | -8.8% |
| Nearest price level | it is trading 0.6% below a resistance level at $35.92 — a price it turned at twice since 2026-07-02, most recently on 2026-09-01. Since 2024-10-09 it has 10 such levels below the current price and 4 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.6% |
| All-time low | its lowest closing price on record is $5.93 (set on 2010-08-27) | $5.93 |
| Above the all-time low | it is 502.0% above its all-time low | +502.0% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 86% of it) | 14th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.7475 between its high and its low — about 2.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.7475 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $35.33 and $37.31 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $35.33 – $36.32 – $37.31 |
| Typical daily range (% of price) | its price moves about 2.1% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.1% |
| Stretch from the 200-day average | it is trading 2.2 daily ranges above its 200-day average price (4.7% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.23× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bullish engulfing | 1 session ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 1 session ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-10-09 0.1% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.1% |
|---|---|---|
| Gap filled | a 2.5% gap up opened on 2026-07-23 has been "filled" 6 sessions ago — price traded back through the level the gap left behind, and it took 49 sessions to close | 6 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 4.8 percentage points (the stock lost 2.7% while the market gained 2.1%) | -4.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 0.6 percentage points (the stock gained 4.2% while the market gained 3.6%) | +0.6% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 9.8 percentage points (the stock gained 4.7% while the market gained 14.5%) | -9.8% |
| vs market, 12 months | over the past 12 months this stock beat the market by 11.8 percentage points (the stock gained 27.8% while the market gained 16.0%) | +11.8% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading inside the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-02 and projected forward over today's price, the zone traders read as unresolved — neither side has established a trend, and the band is where that gets settled. The band itself is moderate, spanning 5.7% of the share price. | 0.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $34.15 — a volume-weighted average of daily closes over 192 sessions, not a true tick-by-tick VWAP. | +4.5% |
|---|---|---|
| Vs the average paid since it last reported | the price is 4% below the average price paid since it last reported on 2026-07-22 (its 8-K), so the typical buyer over that stretch is under water. That average is $37.20 — a volume-weighted average of daily closes over 57 sessions, not a true tick-by-tick VWAP. | -4.0% |
Head and shoulders, bearish — broke down · entry $36.81 · 70 sessions in
Price levels it has turned at before
MPB last closed at $35.70 on 2026-10-09. Since 2024-10-09 it has turned at 10 prices below its last close and 4 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $35.92 | Resistance | 0.6% above the last close | turned there twice · 2026-07-02 to 2026-09-01 |
| $35.15 | Support | 1.5% below the last close | turned there three times · 2026-01-22 to 2026-04-17 |
| $36.98 | Resistance | 3.6% above the last close | turned there twice · 2026-07-16 to 2026-08-10 |
| $34.41 | Support | 3.6% below the last close | turned there six times · 2024-11-25 to 2026-10-01 |
| $37.61 | Resistance | 5.3% above the last close | turned there twice · 2026-09-04 to 2026-09-15 |
| $33.05 | Support | 7.4% below the last close | turned there five times · 2024-10-30 to 2026-05-27 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $36.78.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $35.63 and $36.73 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close below $34.65.
This reading has stood for 15 trading days, since 2026-09-21.
Read from daily closes as of 2026-10-09.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · lagging the market · Under water since its last earnings report (below the anchored VWAP) · Trading inside the Ichimoku cloud · Near a resistance level (pressing into a price that has capped it before) | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-10-09. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.67 mean, 1=Strong Buy…5=Strong Sell) — 4 analysts
- Mean price target$41.00 range $39.00 – $42.00; median $41.50
Analyst estimates, as of 2026-10-10. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for MPB
- Consensus EPS estimate$0.8925 next reporting period, as of 2026-10-10
- Estimate change, 30 days-$0.0175 (-1.9%) from $0.91, on 2026-09-05, 35-day window
- Readings revised upward0% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risk related to commercial real estate (CRE) and other loan portfolios","Interest rate risk and its impact on net interest margin and the valuation of investment securities","Integration risks associated with acquisitions like Riverview and Cumberland Advisors"]
What changed in the latest 10-Q
AI-assisted comparison of MPB's 10-Q filed 2026-05-07 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Mid Penn's ability to efficiently integrate recent acquisitions into its business and operations, which may take longer than anticipated or be more costly than anticipated or result in unanticipated disruptions to existing operations
- the possibility that anticipated benefits of recent acquisitions, including cost savings and other synergies, may take longer to be realized or may not fully be achieved, and that attrition in client, partner or other relationships may be greater than expected
- business or economic disruptions arising from public health events or other external disruptions
- the effect of changes in accounting policies and practices, including the adoption or interpretation of new accounting standards, as may be adopted by regulatory agencies, the Public Company Accounting Oversight Board, the Financial Accounting Standards Board, the SEC, and other accounting and reporting rule making authorities
- Removed:
- our ability to implement business strategies, including our acquisition strategy
- our ability to successfully integrate any banks, companies, offices, assets, liabilities, customers, systems and management personnel we acquire into our operations and our ability to realize related revenue synergies and cost savings within expected time frames
- the possibility of increased scrutiny by, and/or additional regulatory requirements of, governmental authorities as a result of the Merger
- the ability to obtain regulatory approvals and satisfy other closing conditions to the Merger, including 1st Colonial shareholder approval
- certain restrictions during the pendency of the proposed Merger that may impact the parties' ability to pursue certain business opportunities or strategic transactions
- diversion of management's attention from ongoing business operations and opportunities
- cost savings and any revenue synergies from the Merger may not be fully realized or may take longer than anticipated to be realized
- deposits attrition, customer or employee loss and/or revenue loss as a result of the proposed Merger
- expenses related to the proposed Merger being greater than expected
- business or economic disruption from national or global epidemic or pandemic events
- Reworded:
- Reference to 2025 Annual Report changed to 2024 Annual Report in opening paragraph
- Reference to December 31, 2025 changed to December 31, 2024 in opening paragraph
- Wording of accounting standards bullet changed from 'as may be adopted by regulatory agencies, as well as the Public Company Accounting Oversight Board, Financial Accounting Standards Board' to 'including the adoption or interpretation of new accounting standards, as may be adopted by regulatory agencies, the Public Company Accounting Oversight Board, the Financial Accounting Standards Board'
- Risk factor language changed from 'business or economic disruption from national or global epidemic or pandemic events' to 'business or economic disruptions arising from public health events or other external disruptions'
- Notes:
- Text in both filings is truncated at the end of the Overview section, limiting ability to assess changes in subsequent content
- Newer filing references Form 10-Q for quarter ended March 31, 2026; older filing references quarter ended September 30, 2025, reflecting different reporting periods
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
7 open-market purchases and 0 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-05. The 6 days since 2026-10-05 have not been checked yet.
- Last 30 days · read to 2026-10-057 buys ($34590) · 0 sells — 7 buying insiders
- Last 90 days · read to 2026-10-057 buys ($34590) · 0 sells — 7 buying insiders
- Last 180 days · read to 2026-10-0516 buys ($112096) · 0 sells — 7 buying insiders
Cluster buying: 7 different insiders reported open-market purchases (SEC code P) of MPB within a 30-day window between 2026-09-15 and 2026-09-30. Disclosed Form 4 activity, not a prediction of performance or a buy signal.
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-30. Based on Form 4 filings read through 2026-10-05; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about MPB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding MPB as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 2,715,358
- Reported value $94,603,058
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 0 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about MPB's institutional holders → See what each manager we track holds →
Short interest (FINRA)
MPB had 700,118 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
MPB had 2.76% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 7.58 days to cover at the same settlement.
- Reported short interest (shares) 700,118
- Short interest (% of shares outstanding) 2.76%
- Prior settlement (shares) 631,448
- Reported change 10.88%
- Days to cover (reported) 7.58
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Fulton Financial (FULT)
- FNB Corporation (FNB)
- Pennsylvania-based community banks
- Regional banking institutions in the Mid-Atlantic US
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does MID PENN BANCORP INC (MPB) do?
Mid Penn Bancorp, Inc. is a bank holding company that provides a comprehensive range of financial services through its wholly-owned subsidiary, Mid Penn Bank. Its offerings include retail and commercial banking, trust and wealth management services, and consumer and commercial lending. The company operates through a network of branches and digital channels primarily serving communities in Pennsylvania.
What sector is MID PENN BANCORP INC (MPB) in?
MID PENN BANCORP INC (MPB) is classified in the Financials sector. Its industry is Regional Banks. It trades on NASDAQ.
Does MPB pay a dividend?
Yes — MID PENN BANCORP INC (MPB) pays a dividend, with an indicated yield of about 2.49% and 5-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are MID PENN BANCORP INC's (MPB) competitors?
Notable peers of MID PENN BANCORP INC (MPB) include Fulton Financial, FNB Corporation, Pennsylvania-based community banks and Regional banking institutions in the Mid-Atlantic US. This peer set is informational only — not financial advice.
Is MID PENN BANCORP INC (MPB) overbought or oversold right now?
MID PENN BANCORP INC (MPB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 42, in the neutral middle (as of 2026-10-09). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on MPB come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.