DAVE vs ENVA
DAVE: Dave is a financial services platform providing AI-powered tools including ExtraCash advances, budgeting, and spending management to help members navigate income volatility. ENVA: Enova provides technology-enabled, data-driven online financial services specifically tailored for non-prime consumers and small businesses.
Side-by-side fundamentals
| Metric | DAVE | ENVA | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $408.59 | $217.80 | |
| Market cap as of 2026-07-25 | $5.1B | $5.4B | |
| P/E as of 2026-07-25 | 22.76 | 16.60 | ENVA lower |
| PEG as of 2026-07-25 | 0.08 | 0.37 | DAVE lower |
| Net margin as of 2026-07-25 | +37.2% | +16.9% | DAVE higher |
| Gross margin as of 2026-07-25 | n/a | +100.0% | |
| Operating margin as of 2026-07-25 | +34.9% | +40.0% | ENVA higher |
| ROE as of 2026-07-25 | +84.5% | +24.9% | DAVE higher |
| ROA as of 2026-07-25 | +49.6% | +5.2% | DAVE higher |
| Debt / equity as of 2026-07-25 | 1.31 | 3.45 | DAVE lower |
| Revenue growth (YoY) as of 2026-07-25 | +58.5% | +20.1% | DAVE higher |
| Revenue CAGR (3y) SEC XBRL | +39.3% | +22.0% | DAVE higher |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-25 | 3.87 | 1.25 | |
| 1-year return as of 2026-07-23 close | +95.3% | +85.2% | DAVE higher |
Fundamentals: Finnhub, as of 2026-07-25. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.