DAVE INC CLASS A (DAVE)
Financials · financial technology (fintech) · NASDAQ
Dave is a fintech company offering digital banking and short-term cash advance services to help members manage their personal finances.
What DAVE INC CLASS A does
Dave is a financial technology company that provides banking and cash-advance services to its members. The company operates a digital platform offering tools for personal finance management, including its flagship "ExtraCash" service, which provides short-term cash advances.
Themes: neobanking, financial inclusion, cash advances, fintech platform
Fundamentals
- Price$353.40 as of 2026-10-08 close
- Market cap$4.5B as of 2026-07-27 (share count; price 2026-10-08)
- 1-year return+69.9% 2025-10-08 close $208.01 → 2026-10-08 close $353.40
- P/E22.92 as of 2026-10-08
- Net margin+35.3% FY2025, SEC XBRL
- ROE+55.5% FY2025, SEC XBRL
- Debt / equity1.29 as of 2026-09-03
- Revenue growth (YoY)+48.6% as of 2026-09-03
- Revenue CAGR (3y)+39.3% SEC XBRL
- Beta2.30 as of 2026-09-03
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
How DAVE compares in its sector
- price-to-earnings ratiotop 25% 513 covered Financials peers, as of 2026-10-08
- net profit margintop 25% 344 covered Financials peers, as of 2026-09-03
- operating marginbottom 25% 122 covered Financials peers, as of 2026-09-03
- return on equitytop 10% 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRtop 10% 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
DAVE is not currently in any published Top 10 list. Its scores are below.
Top 10 score
57.7 #324 of 1,379 scored · #111 of 220 in Financials
Growth 95th (revenue growth year over year 48.6%, 3-year revenue CAGR 39.3%) and trend 72nd (trading above its 200-day average); weakest is capital return (17th, net share count bought back over the year -4.8, consecutive years of dividend increases 0 years).
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
How DAVE INC CLASS A looks technically
DAVE INC CLASS A (DAVE) is trading 28.1% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 112 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 12, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day low about 9 trading days ago. It is 22.9% below its highest point of the past year. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 28.1% above its 200-day average, the long-term trend line — a longer-term uptrend | +28.1% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $353.56 | $353.56 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $275.83 | $275.83 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 10 calendar days ago — the swings before that are what the structure reading is measured on | 10 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 310.88. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 112 trading days ago — a "golden cross", a bullish long-term signal | 112 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 12, below the 25 that marks a real trend) | 11.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30) | 51.7 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($310.88 to $375.99) — its "stochastic" reading is 65 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 65.3 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $458.25 | $458.25 |
|---|---|---|
| From the 52-week high | it is 22.9% below its 52-week high (its highest price of the past year) | -22.9% |
| Above the 52-week low | it is 132.2% above its 52-week low (its lowest price of the past year) | +132.2% |
| Below the 52-week high | it is 22.9% below its highest point of the past year | 22.9% |
| Since a 20-day breakout | it made a new 20-day low about 9 trading days ago | 9 sessions |
| Since a 55-day breakout | it made a new 55-day high about 59 trading days ago | 59 sessions |
| All-time high | its highest closing price on record is $491.07 (set on 2022-02-02) | $491.07 |
| Given back of the 52-week move | over the past year its closes ranged ($155.92 to $442.53), and it has given back roughly a third of its rise from last year’s low — 31% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $256.23 to $265.40. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 31.1% |
| From the all-time high | it is 28.0% below its all-time high | -28.0% |
| Nearest price level | it is trading 11.0% below a resistance level at $392.17 — a price it turned at twice since 2026-09-04, most recently on 2026-09-15. Since 2024-10-08 it has 13 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +11.0% |
| All-time low | its lowest closing price on record is $4.47 (set on 2023-05-10) | $4.47 |
| Above the all-time low | it is 7811.3% above its all-time low | +7,811% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move | 6th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $20.70 between its high and its low — about 5.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $20.70 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $312.99 and $377.33 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $312.99 – $345.16 – $377.33 |
| Typical daily range (% of price) | its price moves about 5.9% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 5.9% |
| Stretch from the 200-day average | it is trading 3.8 daily ranges above its 200-day average price (28.1% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.89× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 7 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 7 sessions ago |
|---|---|---|
| Since a bearish engulfing | 2 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 2 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-10-08 1.0% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -1.0% |
|---|---|---|
| Open gap | it gapped 10.3% below the previous close 44 sessions ago and has not traded back through the level it left behind at 430.16 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -10.3% |
| Gap filled | a 3.3% gap down opened on 2026-10-07 has been "filled" 1 session ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 1 session ago |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +2.99% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 7.1 percentage points (the stock lost 6.1% while the market gained 1.0%) | -7.2% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 9.7 percentage points (the stock lost 5.9% while the market gained 3.8%) | -9.7% |
| vs market, 6 months | over the past 6 months this stock beat the market by 85.6 percentage points (the stock gained 103.1% while the market gained 17.5%) | +85.6% |
| vs market, 12 months | over the past 12 months this stock beat the market by 54.9 percentage points (the stock gained 69.9% while the market gained 15.0%) | +54.9% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, MACD momentum is positive, outperforming the market over 6 months — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.9% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.0% of the share price. | -2.9% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 31% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $269.74 — a volume-weighted average of daily closes over 192 sessions, not a true tick-by-tick VWAP. | +31.0% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% above the average price paid since it last reported on 2026-08-05 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $348.95 — a volume-weighted average of daily closes over 46 sessions, not a true tick-by-tick VWAP. | +1.3% |
Price levels it has turned at before
DAVE last closed at $353.40 on 2026-10-08. Since 2024-10-08 it has turned at 13 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $392.17 | Resistance | 11.0% above the last close | turned there twice · 2026-09-04 to 2026-09-15 |
| $286.51 | Support | 18.9% below the last close | turned there three times · 2025-07-08 to 2026-05-04 |
| $250.20 | Support | 29.2% below the last close | turned there twice · 2025-08-05 to 2026-01-09 |
| $243.59 | Support | 31.1% below the last close | turned there three times · 2025-06-12 to 2026-06-03 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $310.88.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 3 trading days, since 2026-10-06.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Pulled back from the 12-month high · MACD just crossed bullish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · beating the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.60 mean, 1=Strong Buy…5=Strong Sell) — 14 analysts
- Mean price target$444.21 range $350.00 – $500.00; median $450.00
Analyst estimates, as of 2026-10-08. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for DAVE
- Consensus EPS estimate$4.45 next reporting period, as of 2026-10-08
- Estimate change, 30 days+$0.00772 (+0.2%) from $4.45, on 2026-09-03, 35-day window
- Readings revised upward25% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["reliance on a limited number of bank partners","legal and regulatory risks, including potential government investigations or enforcement actions","intense competition in the fintech industry"]
What changed in the latest 10-Q
AI-assisted comparison of DAVE's 10-Q filed 2026-08-05 against the prior one filed 2026-05-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-08-05) adds reference to 'our Quarterly Report on Form 10-Q for the quarter ended March 31, 2026' in the forward-looking statements paragraph.
- Newer filing (2026-08-05) updates member sign-ups from over 20 million to over 21 million.
- Newer filing (2026-08-05) updates members who have used at least one product from 'nearly 15 million' to 'over 15 million'.
- Newer filing (2026-08-05) updates ExtraCash provided from 'over $24 billion' to 'nearly $27 billion'.
- Newer filing (2026-08-05) updates App Store reviews from 'more than 800,000' to 'more than 850,000'.
- Newer filing (2026-08-05) attributes the PYMNTS statistic to 'PYMNTS in 2025' rather than a February 2026 report.
- Newer filing (2026-08-05) changes basic checking fees figure from '$43 billion' to '$35 billion'.
- Newer filing (2026-08-05) changes description of the population paying fees from 'This population' to 'The financially vulnerable and coping populations'.
- Newer filing (2026-08-05) changes reference period for customer acquisition costs from 'the three months ended March 31, 2026' to 'the three months ended June 30, 2026'.
- Newer filing (2026-08-05) states customer acquisition costs remained 'approximately flat compared to the three months ended June 30, 2025 at approximately $19' instead of 'improved to approximately $18'.
- Newer filing (2026-08-05) states payback periods 'improved to under four months' instead of 'nearly three months, our fastest on record'.
- Newer filing (2026-08-05) adds 'and ARPU continued to expand year-over-year in the second quarter of 2026.'
- Newer filing (2026-08-05) changes Dave Debit Card actives ARPU comparison from '1.8x higher' to '1.7 times'.
- Newer filing (2026-08-05) updates Dave Debit Card spend figure from '$534 million in the first quarter of 2026, a 9% increase year-over-year' to '$530 million in the second quarter of 2026, a 7% increase year-over-year'.
- Newer filing (2026-08-05) updates subscription revenue growth from '105% year-over-year in the first quarter of 2026' to '87% during the three months ended June 30, 2026, over the three months ended June 30, 2025'.
- Newer filing (2026-08-05) updates ExtraCash originations from over 200 million to over 215 million.
- Newer filing (2026-08-05) adds information about CashAI v6.0: 'Late in the second quarter of 2026, we began deploying CashAI v6.0, our latest underwriting model, which remains in the early stages of rollout and continues to scale across ExtraCash originations.'
- Newer filing (2026-08-05) changes Program Agreement entry timing from 'In March 2025' to 'During the first quarter of 2025'.
- Newer filing (2026-08-05) adds: 'Effective June 1, 2026, under the amended Program Agreement with Coastal, ExtraCash receivables are originated and retained on Coastal's balance sheet, reducing our direct funding obligations for those receivables and we hold a commitment to purchase, and provide a financial guarantee with respect to, those receivables.'
- Newer filing (2026-08-05) adds description of Coastal fee structure: 'Coastal earns a fee equal to a variable rate based on the federal funds rate plus a margin on both ExtraCash and Dave Flex receivables balances while such receivables remain on its balance sheet, and we maintain a deposit account at Coastal in Coastal's name (the "Cash Collateral Account") to secure our credit and fraud loss obligations.'
- Newer filing (2026-08-05) adds 'Upstart' and 'Klarna' to the list of broader fintech platform competitors.
- Removed:
- Older filing (2026-05-05) described the PYMNTS statistic as from 'A February 2026 PYMNTS report' which is replaced by 'PYMNTS in 2025' in newer filing.
- Older filing (2026-05-05) stated basic checking fees of approximately '$43 billion' which is replaced by '$35 billion' in newer filing.
- Older filing (2026-05-05) stated customer acquisition cost 'improved to approximately $18' which is replaced by approximately flat at $19 in newer filing.
- Older filing (2026-05-05) stated payback periods 'have improved to nearly three months, our fastest on record' which is replaced by 'improved to under four months' in newer filing.
- Older filing (2026-05-05) described this partnership as 'expected to reduce our funding obligations and free up capital as we transition ExtraCash receivables to an off-balance-sheet structure' which is replaced by the effective June 1, 2026 description in newer filing.
- Older filing (2026-05-05) stated 'Elevated rates have increased borrowing costs, which will reduce ExtraCash unit economics' which is replaced by the Coastal fee structure description in newer filing.
- Older filing (2026-05-05) used the term 'neobanks such as Chime and Varo Bank' which is replaced by 'digital banking providers such as Varo Bank and Chime' in newer filing.
- Reworded:
- Newer filing (2026-08-05) changes 'the Company's financial condition' to 'Dave's financial condition' in the introductory paragraph.
- Newer filing (2026-08-05) changes classification of competitor list ordering: 'Chime and Varo Bank' becomes 'Varo Bank and Chime'.
- Newer filing (2026-08-05) changes ExtraCash receivables funding costs description from 'ExtraCash receivables funding costs' to 'Member receivables funding costs' in the Funding and Interest Rate Sensitivity section.
- Newer filing (2026-08-05) removes 'This partnership is expected to reduce our funding obligations and free up capital as we transition ExtraCash receivables to an off-balance-sheet structure' and replaces it with the effective June 1, 2026 amended Program Agreement description.
- Newer filing (2026-08-05) removes 'Elevated rates have increased borrowing costs, which will reduce ExtraCash unit economics' and replaces it with the Coastal fee structure description.
- Notes:
- The newer filing text appears truncated at the end of the Competition paragraph ('Many competitors p'), so changes beyond that point cannot be assessed.
- The older filing text appears truncated at the end of the Competition paragraph ('See "), so changes beyond that point cannot be assessed.
Risk Factors
- Added:
- Newer filing (filed 2026-08-05) adds a Recent Developments paragraph stating that effective June 1, 2026, the amended Program Agreement with Coastal Community Bank became effective, under which Coastal originates and retains ExtraCash receivables and the Company holds a commitment to purchase and provides a financial guarantee with respect to those receivables.
- Newer filing (filed 2026-08-05) adds a Recent Developments statement that late in the second quarter of 2026 the Company began deploying CashAI v6.0.
- Newer filing (filed 2026-08-05) adds reference to Note 5, Member Receivables, Net in the Basis of Presentation paragraph.
- Newer filing (filed 2026-08-05) adds reference to Note 18, Segment Information in the Basis of Presentation paragraph.
- Newer filing (filed 2026-08-05) adds a statement in the Service based revenue, net description that the Company also earns installment and monthly participation fees on Dave Flex, which were immaterial for the periods presented.
- Newer filing (filed 2026-08-05) adds 'balance sheet capacity fees' to the list of items in Other Operating Expenses.
- Newer filing (filed 2026-08-05) changes the operating expense categories from six to seven categories.
- Newer filing (filed 2026-08-05) adds to the provision for credit losses description that the provision also reflects expected credit losses on purchased Dave Flex receivables and, beginning June 1, 2026, changes in the off-balance-sheet credit-loss liability for guaranteed ExtraCash receivables held by Coastal.
- Removed:
- Older filing (filed 2026-05-05) includes a Recent Developments paragraph describing the April 9, 2026 controlled market launch of Dave Flex; this paragraph is removed in the newer filing (filed 2026-08-05).
- Older filing (filed 2026-05-05) includes a paragraph stating that during the second quarter of 2025, the Company revised the presentation of certain items within the condensed consolidated statement of operations, with three specific bullet points; this paragraph and its bullets are removed in the newer filing (filed 2026-08-05).
- Reworded:
- Service based revenue, net description: Older filing (filed 2026-05-05) states it 'primarily consists of processing fees, optional tips, overdraft service fees and subscriptions'; newer filing (filed 2026-08-05) states it 'primarily consists of overdraft service fees and subscriptions' and adds that prior to February 2025 it also included optional tips and optional processing fees, which were discontinued in February 2025.
- Service based revenue, net description: Older filing (filed 2026-05-05) refers to revenue share from 'our surveys partner'; newer filing (filed 2026-08-05) refers to revenue share from 'our Surveys partner' (capitalization only).
- Processing and servicing costs description: Older filing (filed 2026-05-05) states costs consist of fees paid 'for the recovery of ExtraCash, optional processing fees, optional tips, overdraft service fees and subscriptions'; newer filing (filed 2026-08-05) states costs consist of fees paid 'for the recovery of ExtraCash, and, in periods prior to February 2025, optional processing fees and optional tips, overdraft service fees and subscriptions'.
- Processing and servicing costs description: Older filing (filed 2026-05-05) states 'all other processing and service costs are expensed as incurred'; newer filing (filed 2026-08-05) states 'all other processing and servicing costs are expensed as incurred'.
- Results of Operations header and comparison period: Older filing (filed 2026-05-05) presents 'Comparison of the three months ended March 31, 2026 and 2025' and shows financial data for March 31; newer filing (filed 2026-08-05) presents 'Comparison of the three months ended June 30, 2026 and 2025' and shows financial data for June 30.
- Operating revenue table figures: Older filing (filed 2026-05-05) shows Processing and overdraft service fees, net of $133,588 for March 31, 2026 versus $83,448 for March 31, 2025; newer filing (filed 2026-08-05) shows $144,931 for June 30, 2026 versus $113,464 for June 30, 2025 (updated data reflects different reporting periods).
- Notes:
- The comparison is based on the provided excerpts of the two filings, not the complete Risk Factors sections.
- The newer filing excerpt appears truncated within the Results of Operations/table section, and the older filing excerpt is truncated within the financial results table, so only the text present in both excerpts was compared.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 180 days · read to 2026-10-040 buys · 7 sells ($4M) — 3 selling insiders
Most recent open-market transaction: 2026-06-05. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about DAVE's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding DAVE as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 3,514,972
- Reported value $1,309,643,485
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about DAVE's institutional holders → See what each manager we track holds →
Short interest (FINRA)
DAVE had 2,266,088 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for DAVE because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 2,266,088
- Prior settlement (shares) 2,415,526
- Reported change -6.19%
- Days to cover (reported) 7.09
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Chime
- Current
- MoneyLion (ML)
- SoFi Technologies (SOFI)
- Affirm (AFRM)
- Upstart (UPST)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does DAVE INC CLASS A (DAVE) do?
Dave is a financial technology company that provides banking and cash-advance services to its members. The company operates a digital platform offering tools for personal finance management, including its flagship "ExtraCash" service, which provides short-term cash advances.
What sector is DAVE INC CLASS A (DAVE) in?
DAVE INC CLASS A (DAVE) is classified in the Financials sector. Its industry is financial technology (fintech). It trades on NASDAQ.
Who are DAVE INC CLASS A's (DAVE) competitors?
Notable peers of DAVE INC CLASS A (DAVE) include Chime, Current, MoneyLion, SoFi Technologies and Affirm. This peer set is informational only — not financial advice.
Is DAVE INC CLASS A (DAVE) overbought or oversold right now?
DAVE INC CLASS A (DAVE) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 52, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on DAVE come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.