EFC vs RITM
EFC: Specialty finance company generating returns from a diversified portfolio of mortgage-backed securities, residential/commercial loans, and reverse mortgage investments, funded with leverage through capital markets. RITM: A diversified real estate and asset management platform that earns revenue from mortgage servicing, loan origination, transitional lending, and managing assets across residential, credit, and commercial investments.
Side-by-side fundamentals
| Metric | EFC | RITM | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $13.45 | $9.13 | |
| Market cap as of 2026-07-23 | $1.7B | $5.1B | |
| P/E as of 2026-07-23 | 7.92 | 7.06 | RITM lower |
| PEG as of 2026-07-23 | 0.42 | n/a | |
| Net margin as of 2026-07-23 | +40.4% | +13.8% | EFC higher |
| Gross margin as of 2026-07-23 | +27.3% | +67.7% | RITM higher |
| Operating margin as of 2026-07-23 | -8.0% | +17.3% | RITM higher |
| ROE as of 2026-07-23 | +11.9% | +8.6% | EFC higher |
| ROA as of 2026-07-23 | +1.1% | +1.5% | RITM higher |
| Debt / equity as of 2026-07-23 | 9.21 | 4.08 | RITM lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.7% | +9.4% | EFC higher |
| Revenue CAGR (3y) SEC XBRL | n/a | -2.3% | |
| Dividend yield as of 2026-07-23 | +11.6% | +11.0% | EFC higher |
| Dividend streak (yrs) SEC XBRL | 1 | 5 | RITM higher |
| Beta as of 2026-07-23 | 0.94 | 1.14 | |
| 1-year return as of 2026-07-22 close | +2.0% | -25.1% | EFC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.