EFSI vs HBCP
EFSI: A community-focused bank holding company providing traditional retail and commercial banking, wealth management, and trust services in the Virginia and Maryland region. HBCP: Home Bancorp is a Louisiana-based community bank providing comprehensive lending and deposit services to commercial and retail customers.
Side-by-side fundamentals
| Metric | EFSI | HBCP | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $40.14 | $72.08 | |
| Market cap as of 2026-08-06 | $217M | $567M | |
| P/E as of 2026-08-06 | 14.21 | 12.11 | HBCP lower |
| PEG as of 2026-08-06 | 0.20 | 0.83 | EFSI lower |
| Net margin as of 2026-08-06 | +15.5% | +29.9% | HBCP higher |
| Operating margin as of 2026-08-06 | +18.6% | +37.4% | HBCP higher |
| ROE as of 2026-08-06 | +13.5% | +10.7% | EFSI higher |
| ROA as of 2026-08-06 | +0.8% | +1.3% | HBCP higher |
| Debt / equity as of 2026-08-06 | 0.25 | 0.12 | HBCP lower |
| Revenue growth (YoY) as of 2026-08-06 | +54.6% | +36.3% | EFSI higher |
| Dividend yield as of 2026-08-06 | +3.1% | +1.8% | EFSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-06 | 0.21 | 0.52 | |
| 1-year return as of 2026-07-27 close | +20.3% | +41.4% | HBCP higher |
Fundamentals: market data, as of 2026-08-06. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.