HOME BANCORP INC (HBCP)
Financials · Regional community banking · NASDAQ
Regional community bank serving Louisiana, Mississippi, and Texas with a focus on commercial real estate and C&I lending through 43 banking offices.
What HOME BANCORP INC does
Home Bancorp, Inc. is a Louisiana-based bank holding company whose subsidiary, Home Bank, N.A., operates 43 banking offices across south Louisiana, Mississippi, and Texas. The Bank attracts customer deposits and deploys them primarily into commercial real estate loans, commercial and industrial loans, residential mortgages, and construction loans, deriving income from interest on loans and securities and service fees. The company is regulated as a bank holding company by the Federal Reserve.
Themes: ["Regional community banking","Commercial real estate lending","Commercial and industrial lending","Residential mortgage origination","Deposit gathering"]
Fundamentals
- Price$68.04 as of 2026-07-09 close
- Market cap$531M as of 2026-07-10
- 1-year return+21.1% as of 2026-07-09 close
- P/E11.43 as of 2026-07-10
- Net margin+29.9% as of 2026-07-10
- ROE+10.9% as of 2026-07-10
- Debt / equity0.12 as of 2026-07-10
- Revenue growth (YoY)+36.3% as of 2026-07-10
- Beta0.50 as of 2026-07-10
Dividend: yield +1.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in south Louisiana, Mississippi, and Texas markets; exposure to regional economic downturns and natural disasters","Credit loss provisioning and nonperforming asset management in a competitive lending environment","Interest rate and deposit funding risk from reliance on customer deposits and FHLB borrowings for balance sheet funding"]
Competitors & peers
- Fidelity Southern Corporation
- Renasant Bank
- Waitman Bancorp
- South State Corporation
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.