HOME BANCORP INC (HBCP)
Financials · Regional Banks · NASDAQ
Home Bancorp is a Louisiana-based community bank providing comprehensive lending and deposit services to commercial and retail customers.
What HOME BANCORP INC does
Home Bancorp, Inc. is the holding company for Home Bank, N.A., a community-oriented financial institution. The company provides a range of commercial and consumer banking products and services, including various loan types, deposit accounts, and other financial services to businesses and individuals.
Themes: commercial banking, consumer banking, community banking, community development lending
Fundamentals
- Price$66.70 as of 2026-10-08 close
- Market cap$525M as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return+22.5% 2025-10-08 close $54.45 → 2026-10-08 close $66.70
- P/E11.15 as of 2026-10-08
- ROE+10.6% FY2025, SEC XBRL
- Debt / equity0.12 as of 2026-09-03
- Revenue growth (YoY)+36.3% as of 2026-09-03
- Beta0.75 as of 2026-09-03
- Last reported earnings2026-07-20 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.9%; at least 12 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How HBCP compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, HBCP's dividend was covered by reported results (earnings payout 20%, free-cash-flow payout 20%). This describes past coverage, not a forecast.
- Earnings payout20% dividends / net income
- Free-cash-flow payout20% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How HOME BANCORP INC looks technically
HOME BANCORP INC (HBCP) is trading 3.2% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 354 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 7 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 3.2% above its 200-day average, the long-term trend line — a longer-term uptrend | +3.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $69.37 | $69.37 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $64.65 | $64.65 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 354 trading days ago — a "golden cross", a bullish long-term signal | 354 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control | 30.2 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30) | 41.0 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($65.09 to $69.00) — its "stochastic" reading is 41 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 41.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 17 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $74.50 | $74.50 |
|---|---|---|
| From the 52-week high | it is 10.5% below its 52-week high (its highest price of the past year) | -10.5% |
| Above the 52-week low | it is 32.0% above its 52-week low (its lowest price of the past year) | +32.0% |
| Below the 52-week high | it is 10.5% below its highest point of the past year | 10.5% |
| Since a 20-day breakout | it made a new 20-day low about 7 trading days ago | 7 sessions |
| Since a 55-day breakout | it made a new 55-day low about 7 trading days ago | 7 sessions |
| All-time high | its highest closing price on record is $74.50 (set on 2026-08-14) | $74.50 |
| Given back of the 52-week move | over the past year its closes ranged ($51.19 to $72.51), and it has given back roughly a quarter of its rise from last year’s low — 27% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $58.65 to $59.33. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 27.3% |
| From the all-time high | it is 10.5% below its all-time high | -10.5% |
| Nearest price level | it is sitting right on a resistance level at $66.97 — a price it turned at three times since 2026-07-09, most recently on 2026-09-01. Since 2024-10-08 it has 12 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.4% |
| All-time low | its lowest closing price on record is $9.00 (set on 2009-01-26) | $9.00 |
| Above the all-time low | it is 641.1% above its all-time low | +641.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 37th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.26 between its high and its low — about 1.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.26 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $65.64 and $69.78 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $65.64 – $67.71 – $69.78 |
| Typical daily range (% of price) | its price moves about 1.9% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.9% |
| Stretch from the 200-day average | it is trading 1.6 daily ranges above its 200-day average price (3.2% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.6 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.87× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
|---|
Price gaps
1
| Gap at the open | it opened on 2026-10-08 0.5% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.5% |
|---|
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 5.0 percentage points (the stock lost 4.0% while the market gained 1.0%) | -5.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 4.4 percentage points (the stock lost 0.6% while the market gained 3.8%) | -4.4% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 9.1 percentage points (the stock gained 8.4% while the market gained 17.5%) | -9.1% |
| vs market, 12 months | over the past 12 months this stock beat the market by 7.5 percentage points (the stock gained 22.5% while the market gained 15.0%) | +7.5% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 4.7% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.1% of the share price, which is taken to mean a barrier that gives way easily. | -4.7% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 2% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $65.15 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | +2.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 4% below the average price paid since it last reported on 2026-07-20 (its 8-K), so the typical buyer over that stretch is under water. That average is $69.57 — a volume-weighted average of daily closes over 58 sessions, not a true tick-by-tick VWAP. | -4.1% |
Price levels it has turned at before
HBCP last closed at $66.70 on 2026-10-08. Since 2024-10-08 it has turned at 12 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $66.97 | Resistance | 0.4% above the last close | turned there three times · 2026-07-09 to 2026-09-01 |
| $65.58 | Support | 1.7% below the last close | turned there six times · 2026-04-09 to 2026-10-01 |
| $63.80 | Support | 4.3% below the last close | turned there three times · 2026-01-22 to 2026-06-01 |
| $70.35 | Resistance | 5.5% above the last close | turned there twice · 2026-08-10 to 2026-09-04 |
| $71.58 | Resistance | 7.3% above the last close | turned there twice · 2026-07-02 to 2026-07-16 |
| $61.75 | Support | 7.4% below the last close | turned there four times · 2025-07-22 to 2026-05-15 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · lagging the market · Printed a bullish engulfing pair · Least volatile (2% or less typical daily range) · Under water since its last earnings report (below the anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$73.00 range $71.00 – $76.00; median $72.50
Analyst estimates, as of 2026-10-09. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for HBCP
- Consensus EPS estimate$1.50 next reporting period, as of 2026-10-09
- Estimate change, 30 days$0.00 (0.0%) from $1.50, on 2026-09-04, 35-day window
- Readings revised upward0% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risk related to loan portfolio performance and allowance for loan losses","Interest rate sensitivity impacting net interest income","Dependency on economic conditions in Louisiana and surrounding markets"]
What changed in the latest 10-Q
AI-assisted comparison of HBCP's 10-Q filed 2026-08-03 against the prior one filed 2026-05-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer MD&A (filed 2026-08-03) includes the abbreviation 'CODM – Chief Operating Decision Maker' in the acronym list; older filing (filed 2026-05-06) does not include CODM.
- Newer MD&A (filed 2026-08-03) includes the abbreviations 'ESOP – Employee Stock Ownership Plan', 'FDIC – Federal Deposit Insurance Corporation', 'NOW – Negotiable Order of Withdrawal', 'SOFR – Secured Overnight Financing Rate', and 'VIE – Variable Interest Entity' in the acronym list; older filing (filed 2026-05-06) does not include these abbreviations.
- Newer MD&A (filed 2026-08-03) Consolidated Statement of Financial Condition is dated June 30, 2026; older filing's statement is dated March 31, 2026.
- Newer MD&A (filed 2026-08-03) Consolidated Statements of Income, Comprehensive Income, and Changes in Shareholders' Equity include three-month and six-month periods ended June 30, 2026 and 2025; older filing includes only three-month periods ended March 31, 2026 and 2025.
- Newer MD&A (filed 2026-08-03) Consolidated Statement of Changes in Shareholders' Equity shows separate balances at March 31, 2026 and June 30, 2026; older filing shows balances at December 31, 2025 and March 31, 2026.
- Removed:
- Older MD&A (filed 2026-05-06) includes the abbreviations 'BTFP – Bank Term Funding Program', 'C&D – Construction and land', 'C&I – Commercial and industrial', 'CARES Act – Coronavirus Aid, Relief, and Economic Security Act', 'CECL – Current expected credit losses', 'COVID-19 – The novel coronavirus', 'CRE – Commercial real estate', 'PPP – Paycheck Protection Program', and 'SBA – U.S. Small Business Association' in the acronym list; newer filing (filed 2026-08-03) does not include these abbreviations.
- Older MD&A (filed 2026-05-06) includes 'Foreclosed assets and ORE, net' as a line item in noninterest expense; newer filing (filed 2026-08-03) shows 'Foreclosed assets, net' as the corresponding line item.
- Older MD&A (filed 2026-05-06) includes 'Gain on sale of assets, net' as a line item in noninterest income; newer filing (filed 2026-08-03) shows '(Loss) gain on sale of assets, net' as the corresponding line item.
- Older MD&A (filed 2026-05-06) includes a 'Reversal for credit losses on unfunded commitments' line item of $(970) for the three months ended March 31, 2025; newer filing (filed 2026-08-03) does not present this line item for the six-month periods shown.
- Older MD&A (filed 2026-05-06) includes 'Exercise of stock options' as a separate line in the Consolidated Statement of Changes in Shareholders' Equity; newer filing (filed 2026-08-03) does not show this line.
- Reworded:
- Newer MD&A (filed 2026-08-03) header on the Consolidated Statements of Changes in Shareholders' Equity reads 'HOME BANCORP, INC. AND SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY' with no following section; older filing (filed 2026-05-06) header also reads 'HOME BANCORP, INC. AND SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY' but is followed by a Consolidated Statements of Cash Flows section that does not appear in the newer excerpt.
- Newer MD&A (filed 2026-08-03) Consolidated Statement of Income shows 'Provision for loan losses' of $762 for the three months ended June 30, 2026 and $1,684 for the six months ended June 30, 2026; older filing (filed 2026-05-06) shows $922 for the three months ended March 31, 2026 (different period).
- Newer MD&A (filed 2026-08-03) shows 'Other income' of $277 for the three months ended June 30, 2026; older filing (filed 2026-05-06) shows 'Other income' of $192 for the three months ended March 31, 2026 (different period).
- Newer MD&A (filed 2026-08-03) shows 'Foreclosed assets, net' of $385 for the three months ended June 30, 2026; older filing (filed 2026-05-06) shows 'Foreclosed assets and ORE, net' of $54 for the three months ended March 31, 2026 (different period).
- Newer MD&A (filed 2026-08-03) shows 'Other expenses' of $1,736 for the three months ended June 30, 2026; older filing (filed 2026-05-06) shows 'Other expenses' of $1,964 for the three months ended March 31, 2026 (different period).
- Notes:
- The provided excerpts are primarily financial statements and acronym lists rather than the narrative MD&A discussion text; the comparison is limited to the content actually present in the two source texts.
- The two filings cover different reporting periods (three months ended March 31, 2026 vs. three and six months ended June 30, 2026), so many numerical differences reflect different time periods rather than revisions.
- Some abbreviations in the older filing's acronym list (BTFP, C&D, C&I, CARES Act, CECL, COVID-19, CRE, PPP, SBA) are absent from the newer filing's excerpt, but this may reflect excerpt truncation rather than actual removal.
- No narrative MD&A discussion text (e.g., results of operations analysis) is included in either excerpt, so no comparison of narrative disclosures could be performed.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 2 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 2 sells ($109272) — 1 selling insider
- Last 180 days · read to 2026-10-040 buys · 9 sells ($468336) — 4 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-18. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about HBCP's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding HBCP as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 909,112
- Reported value $62,292,354
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about HBCP's institutional holders → See what each manager we track holds →
Short interest (FINRA)
HBCP had 319,323 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
HBCP had 4.06% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.19 days to cover at the same settlement.
- Reported short interest (shares) 319,323
- Short interest (% of shares outstanding) 4.06%
- Prior settlement (shares) 284,604
- Reported change 12.2%
- Days to cover (reported) 6.19
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- BancorpSouth Bank (BXS)
- IberiaBank (IBKC)
- Whitney Bank
- Hancock Whitney (HWC)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare HBCP vs…
HOME BANCORP INC is found in…
Frequently asked questions
What does HOME BANCORP INC (HBCP) do?
Home Bancorp, Inc. is the holding company for Home Bank, N.A., a community-oriented financial institution. The company provides a range of commercial and consumer banking products and services, including various loan types, deposit accounts, and other financial services to businesses and individuals.
What sector is HOME BANCORP INC (HBCP) in?
HOME BANCORP INC (HBCP) is classified in the Financials sector. Its industry is Regional Banks. It trades on NASDAQ.
Does HBCP pay a dividend?
Yes — HOME BANCORP INC (HBCP) pays a dividend, with an indicated yield of about 1.87% and at least 12 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are HOME BANCORP INC's (HBCP) competitors?
Notable peers of HOME BANCORP INC (HBCP) include BancorpSouth Bank, IberiaBank, Whitney Bank and Hancock Whitney. This peer set is informational only — not financial advice.
Is HOME BANCORP INC (HBCP) overbought or oversold right now?
HOME BANCORP INC (HBCP) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 41, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on HBCP come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.