ENVA vs NRDS
ENVA: Enova provides technology-enabled, data-driven online financial services specifically tailored for non-prime consumers and small businesses. NRDS: NerdWallet is a digital platform that helps consumers and small businesses compare financial products and make informed decisions through independent editorial content, interactive tools, and referral marketplaces.
Side-by-side fundamentals
| Metric | ENVA | NRDS | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $217.80 | $8.71 | |
| Market cap as of 2026-07-25 | $5.4B | $584M | |
| P/E as of 2026-07-25 | 16.60 | 8.48 | NRDS lower |
| PEG as of 2026-07-25 | 0.37 | 0.07 | NRDS lower |
| Net margin as of 2026-07-25 | +16.9% | +8.1% | ENVA higher |
| Gross margin as of 2026-07-25 | +100.0% | +93.0% | ENVA higher |
| Operating margin as of 2026-07-25 | +40.0% | +10.8% | ENVA higher |
| ROE as of 2026-07-25 | +24.9% | +18.3% | ENVA higher |
| ROA as of 2026-07-25 | +5.2% | +14.8% | NRDS higher |
| Debt / equity as of 2026-07-25 | 3.45 | 0.04 | NRDS lower |
| Revenue growth (YoY) as of 2026-07-25 | +20.1% | +15.6% | ENVA higher |
| Revenue CAGR (3y) SEC XBRL | +22.0% | +15.8% | ENVA higher |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-07-25 | 1.25 | 1.26 | |
| 1-year return as of 2026-07-23 close | +85.2% | -18.5% | ENVA higher |
Fundamentals: Finnhub, as of 2026-07-25. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.