NERDWALLET INC CLASS A (NRDS)
Financials · Financial content and marketplace / Fintech referral platforms · NASDAQ
NerdWallet is a digital platform that helps consumers and small businesses compare financial products and make informed decisions through independent editorial content, interactive tools, and referral marketplaces.
What NERDWALLET INC CLASS A does
NerdWallet provides consumers and small to mid-sized businesses with digital guidance across personal finance topics through an integrated platform combining independent editorial content, product comparison tools, data-driven marketplaces, and regulated financial services. The company operates through three main components: editorial and content publishing, marketplace and referral services, and financial services including brokerage and advisory operations. Revenue is primarily generated through referral fees, lead generation, partner-based monetization, and brokering services across credit cards, banking, insurance, lending, investing, and wealth management categories.
Themes: Financial product comparison / marketplace, Personal finance education and guidance, Credit and lending marketplaces, Digital financial advisory and wealth management, Insurance marketplace, Fintech content and tools, Small business finance, Financial services affiliate and referral network
Fundamentals
- Price$9.88 as of 2026-08-21 close
- Market cap$658M as of 2026-08-24
- 1-year return-1.4% 2025-08-21 close $10.02 → 2026-08-21 close $9.88
- P/E9.55 as of 2026-08-24
- Net margin+8.1% as of 2026-08-24
- Gross margin+93.0% as of 2026-08-24
- ROE+18.3% as of 2026-08-24
- Debt / equity0.04 as of 2026-08-24
- Revenue growth (YoY)+15.6% as of 2026-08-24
- Revenue CAGR (3y)+15.8% SEC XBRL
- Beta1.26 as of 2026-08-24
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How NRDS compares in its sector
- price-to-earnings ratiobottom 25% 513 covered Financials peers, as of 2026-08-24
- net profit marginbottom 25% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 25% 534 covered Financials peers, as of 2026-08-24
- gross margintop 25% 176 covered Financials peers, as of 2026-08-24
- return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How NERDWALLET INC CLASS A looks technically
NERDWALLET INC CLASS A (NRDS) is trading 10.2% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 108 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 56, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 3 trading days ago. It is 39.2% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 10.2% below its 200-day average, the long-term trend line — a long-term downtrend | -10.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.23 | $9.23 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $11.00 | $11.00 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 11 calendar days ago — the swings before that are what the structure reading is measured on | 11 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 9.73. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible upward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 108 trading days ago — a "death cross", a bearish long-term signal | 108 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend) | 16.5 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 56, neither overbought (above 70) nor oversold (below 30) | 56.1 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($8.71 to $10.21) — its "stochastic" reading is 78 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 78.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 11 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $16.24 | $16.24 |
|---|---|---|
| From the 52-week high | it is 39.2% below its 52-week high (its highest price of the past year) | -39.2% |
| Above the 52-week low | it is 34.8% above its 52-week low (its lowest price of the past year) | +34.8% |
| Below the 52-week high | it is 39.2% below its highest point of the past year | 39.2% |
| Since a 20-day breakout | it made a new 20-day high about 3 trading days ago | 3 sessions |
| Since a 55-day breakout | it made a new 55-day high about 3 trading days ago | 3 sessions |
| All-time high | its highest closing price on record is $29.15 (set on 2021-11-05) | $29.15 |
| Given back of the 52-week move | over the past year its closes ranged ($7.58 to $15.93), and it has recovered roughly a quarter of its fall from last year’s high — 28% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $12.74 to $13.01. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 27.5% |
| From the all-time high | it is 66.1% below its all-time high | -66.1% |
| Nearest price level | it is trading 1.8% above a support level at $9.71 — a price it turned at four times since 2025-03-25, most recently on 2026-07-29. Since 2024-08-21 it has 4 such levels below the current price and 11 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.8% |
| All-time low | its lowest closing price on record is $6.38 (set on 2023-10-25) | $6.38 |
| Above the all-time low | it is 54.9% above its all-time low | +54.9% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 44th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.3764 between its high and its low — about 3.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.3764 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $8.79 and $10.34 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $8.79 – $9.57 – $10.34 |
| Typical daily range (% of price) | its price moves about 3.8% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.8% |
| Stretch from the 200-day average | it is trading 3.0 daily ranges below its 200-day average price (10.2% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.0 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.62× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.6% |
|---|---|---|
| Open gap | it gapped 10.2% above the previous close 10 sessions ago and has not traded back through the level it left behind at 8.84 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +10.2% |
| Gap filled | a 2.0% gap up opened on 2026-08-03 has been "filled" 11 sessions ago — price traded back through the level the gap left behind, and it took 3 sessions to close | 11 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -2.37% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 6.0 percentage points (the stock gained 8.3% while the market gained 2.3%) | +6.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 17.4 percentage points (the stock gained 20.5% while the market gained 3.1%) | +17.4% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 13.6 percentage points (the stock lost 2.6% while the market gained 11.1%) | -13.6% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 21.9 percentage points (the stock lost 1.4% while the market gained 20.5%) | -21.9% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a fresh 20-day high, MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, lagging the market over 6 months — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 6.3% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 1.5% of the share price, which is taken to mean a barrier that gives way easily. | +6.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 1% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $10.01 — a volume-weighted average of daily closes over 155 sessions, not a true tick-by-tick VWAP. | -1.3% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% above the average price paid since it last reported on 2026-08-06 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $9.77 — a volume-weighted average of daily closes over 12 sessions, not a true tick-by-tick VWAP. | +1.1% |
Price levels it has turned at before
NRDS last closed at $9.88 on 2026-08-21. Since 2024-08-21 it has turned at 4 prices below its last close and 11 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $9.71 | Support | 1.8% below the last close | turned there four times · 2025-03-25 to 2026-07-29 |
| $10.27 | Resistance | 4.0% above the last close | turned there five times · 2025-06-02 to 2026-08-10 |
| $9.36 | Support | 5.3% below the last close | turned there three times · 2025-04-29 to 2026-03-13 |
| $10.70 | Resistance | 8.3% above the last close | turned there twice · 2024-10-23 to 2026-03-27 |
| $8.73 | Support | 11.7% below the last close | turned there four times · 2025-03-18 to 2026-08-06 |
| $11.24 | Resistance | 13.8% above the last close | turned there six times · 2024-10-11 to 2026-05-04 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes below $9.73.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $9.73 and $9.84 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close above $10.19.
This reading has stood for 3 trading days, since 2026-08-19.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · Broke out to a new 20-day high · trendless / choppy (low ADX) · lagging the market · Trading at this year’s average price paid (anchored VWAP) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.00 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
- Mean price target$11.80 range $8.00 – $15.00; median $12.00
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for NRDS
- Consensus EPS estimate$0.3418 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Highly competitive and rapidly evolving industry with new entrants and shifting consumer preferences","Dependence on partnerships with financial services providers for referral revenue and platform integration","Regulatory changes and compliance requirements across multiple financial services categories and geographies (US, Canada, UK)"]
What changed in the latest 10-Q
AI-assisted comparison of NRDS's 10-Q filed 2026-05-06 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Added 'Recent Developments' section describing February 20, 2026 acquisition of College Finance Company, LLC (Candidly) for $17.2 million preliminary purchase consideration (filed 2026-05-06)
- Added statement that company 'ceased revenue-generating operations outside of North America' with no expected material impact (filed 2026-05-06)
- Added reference to fiscal year ended December 31, 2025 in opening sentence (filed 2026-05-06)
- Removed:
- Removed detailed description of NerdWallet as 'a personal finance website, app, and financial service provider' with specific examples (credit cards, buying a house) (filed 2025-11-06)
- Removed statement that 'NerdWallet is available for consumers in the U.S., United Kingdom and Canada' (filed 2025-11-06)
- Removed exclusion items '(3) change in fair value of contingent consideration related to earnouts' and '(4) deferred compensation related to earnouts' from non-GAAP operating income (loss) definition; renumbered remaining exclusions (1)-(4) instead of (1)-(6) (filed 2026-05-06)
- Removed exclusion items '(3) change in fair value of contingent consideration related to earnouts' and '(4) deferred compensation related to earnouts' from adjusted EBITDA definition; renumbered remaining exclusions (1)-(5) instead of (1)-(7) (filed 2026-05-06)
- Removed bullet point reference to 'contingent consideration fair value adjustments related to earnouts, and deferred compensation related to earnouts' from acquisition-related costs limitations (filed 2026-05-06)
- Removed 'Results of Operations' section with detailed financial tables comparing three and nine months ended September 30, 2025 vs 2024 (filed 2025-11-06)
- Reworded:
- Revised Overview section from general description to detailed explanation of platform capabilities: added 'provides consumers and small and mid-sized businesses (SMBs) with trusted guidance across a broad range of finance topics through a digital platform that integrates independent editorial content, comparison tools, data-driven product marketplaces, and access to regulated financial services offered through our subsidiaries' (filed 2026-05-06)
- Added statement that 'Our platform enables users to compare financial products, access educational resources, receive personalized insights, and connect with third-party providers across credit cards, banking, insurance, lending, investing, wealth management, and other financial categories' and specifies revenue sources (filed 2026-05-06)
- Added description of business model as 'partner-neutral' and supporting 'transparent consumer and SMB choice by offering side-by-side comparisons and unbiased information supported by editorial standards' (filed 2026-05-06)
- Notes:
- Newer filing text appears truncated at end of Non-GAAP Financial Measures section; older filing includes complete Results of Operations section that is not present in newer excerpt, preventing full comparison of that section
Risk Factors
- Added:
- Reference to Annual Report on Form 10-K for year ended December 31, 2025 (in newer filing, dated 2026-05-06)
- Financial data for March 31, 2026 in balance sheet, income statement, and cash flow statement
- Business combination activity in investing activities section ($15.8 million)
- Removed:
- Reference to Annual Report on Form 10-K for year ended December 31, 2024 (in older filing, dated 2025-11-06)
- Financial data for September 30, 2025 in balance sheet, income statement, and cash flow statement
- Nine-month comparative data in income statement and comprehensive income statement
- Reworded:
- Risk Factors section now references 2025 annual report year-end versus 2024 in older filing
- Balance sheet comparative dates changed from September 30, 2025 / December 31, 2024 to March 31, 2026 / December 31, 2025
- Stockholders' equity statement now shows three-month activity for 2026 versus nine-month activity for 2025 in older filing
- Notes:
- These are different quarterly periods (Q1 2026 vs Q3 2025) making year-over-year performance comparisons less direct
- Older filing contained nine-month comparative data; newer filing contains only three-month data
- Financial metrics are not directly comparable due to different reporting periods
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 6 open-market sales by insiders in the last 90 days.
- Last 90 days0 buys · 6 sells ($36M) — 2 selling insiders
- Last 180 days0 buys · 6 sells ($36M) — 2 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-06-30. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about NRDS's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding NRDS as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 5,581,989
- Reported value $57,941,045
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 3 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
NRDS had 3,641,524 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for NRDS because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 3,641,524
- Prior settlement (shares) 3,665,100
- Reported change -0.64%
- Days to cover (reported) 7.03
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Credit Karma (Intuit)
- Bankrate
- The Points Guy
- Investopedia (Dotdash Meredith)
- LendingTree
- Edmunds (automotive finance content)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare NRDS vs…
Frequently asked questions
What does NERDWALLET INC CLASS A (NRDS) do?
NerdWallet provides consumers and small to mid-sized businesses with digital guidance across personal finance topics through an integrated platform combining independent editorial content, product comparison tools, data-driven marketplaces, and regulated financial services. The company operates through three main components: editorial and content publishing, marketplace and referral services, and financial services including brokerage and advisory operations.
What sector is NERDWALLET INC CLASS A (NRDS) in?
NERDWALLET INC CLASS A (NRDS) is classified in the Financials sector. Its industry is Financial content and marketplace / Fintech referral platforms. It trades on NASDAQ.
Who are NERDWALLET INC CLASS A's (NRDS) competitors?
Notable peers of NERDWALLET INC CLASS A (NRDS) include Credit Karma (Intuit), Bankrate, The Points Guy, Investopedia (Dotdash Meredith) and LendingTree. This peer set is informational only — not financial advice.
Is NERDWALLET INC CLASS A (NRDS) overbought or oversold right now?
NERDWALLET INC CLASS A (NRDS) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 56, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on NRDS come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.