FINW vs LOB
FINW: A technology-driven bank holding company specializing in nationwide digital lending, BaaS solutions, and SBA 7(a) lending. LOB: A technology-driven bank holding company specializing in national small business lending and deposit gathering, primarily through SBA and USDA-guaranteed loan programs.
Side-by-side fundamentals
| Metric | FINW | LOB | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $13.76 | $42.80 | |
| Market cap as of 2026-08-03 | $189M | $2.0B | |
| P/E as of 2026-08-03 | 11.96 | 15.68 | FINW lower |
| PEG as of 2026-08-03 | n/a | 0.11 | |
| Net margin as of 2026-08-03 | +25.6% | +13.5% | FINW higher |
| Operating margin as of 2026-08-03 | +34.8% | +14.9% | FINW higher |
| ROE as of 2026-08-03 | +8.2% | +10.5% | LOB higher |
| ROA as of 2026-08-03 | +1.7% | +0.9% | FINW higher |
| Debt / equity as of 2026-08-03 | 0.00 | 0.08 | FINW lower |
| Revenue growth (YoY) as of 2026-08-03 | +9.4% | +59.6% | LOB higher |
| Dividend yield as of 2026-08-03 | n/a | +0.3% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 0.75 | 1.21 | |
| 1-year return as of 2026-07-31 close | -23.0% | +35.4% | LOB higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.