FINWISE BANCORP (FINW)
Financials · regional banks · NASDAQ
A technology-driven bank holding company specializing in nationwide digital lending, BaaS solutions, and SBA 7(a) lending.
What FINWISE BANCORP does
FinWise Bancorp is a Utah bank holding company that operates primarily through its subsidiary, FinWise Bank. The company provides a range of banking products and services to consumers and small businesses nationwide, utilizing a technology-focused approach that includes banking-as-a-service (BaaS) platforms, proprietary loan origination systems, and strategic partnerships. Its lending activities include SBA 7(a) loans, equipment financing, and residential and commercial real estate loans.
Themes: fintech infrastructure, banking-as-a-service (BaaS), SBA lending, digital banking
Fundamentals
- Price$14.00 as of 2026-08-21 close
- Market cap$194M as of 2026-08-21
- 1-year return-24.2% 2025-08-21 close $18.47 → 2026-08-21 close $14.00
- P/E12.17 as of 2026-08-24
- Net margin+25.6% as of 2026-08-24
- ROE+8.2% as of 2026-08-24
- Debt / equity0.00 as of 2026-08-24
- Revenue growth (YoY)+9.4% as of 2026-08-24
- Beta0.72 as of 2026-08-24
- Last reported earnings2026-07-29 SEC EDGAR Form 8-K (Item 2.02)
How FINW compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)bottom 10% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How FINWISE BANCORP looks technically
FINWISE BANCORP (FINW) is trading 12.8% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 114 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 10, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 50, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day low about 22 trading days ago. It is 37.8% below its highest point of the past year. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 12.8% below its 200-day average, the long-term trend line — a long-term downtrend | -12.8% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $14.10 | $14.10 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $16.06 | $16.06 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing high 24 calendar days ago — the swings before that are what the structure reading is measured on | 24 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 14.6699. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible downward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 114 trading days ago — a "death cross", a bearish long-term signal | 114 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 10, below the 25 that marks a real trend) | 9.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 50, neither overbought (above 70) nor oversold (below 30) | 50.1 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($13.38 to $14.62) — its "stochastic" reading is 50 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 49.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $22.49 | $22.49 |
|---|---|---|
| From the 52-week high | it is 37.8% below its 52-week high (its highest price of the past year) | -37.8% |
| Above the 52-week low | it is 9.2% above its 52-week low (its lowest price of the past year) | +9.2% |
| Below the 52-week high | it is 37.8% below its highest point of the past year | 37.8% |
| Since a 20-day breakout | it made a new 20-day low about 22 trading days ago | 22 sessions |
| Since a 55-day breakout | it is trading within its recent 55-day range, with no fresh breakout up or down | 0 sessions |
| All-time high | its highest closing price on record is $22.49 (set on 2025-09-19) | $22.49 |
| Given back of the 52-week move | over the past year its closes ranged ($12.98 to $22.49), and it has recovered only a small part of its fall from last year’s high — 11% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $18.86 to $19.16. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 10.7% |
| From the all-time high | it is 37.8% below its all-time high | -37.8% |
| Nearest price level | it is trading 1.9% above a support level at $13.73 — a price it turned at three times since 2025-06-17, most recently on 2026-07-08. Since 2024-08-21 it has 2 such levels below the current price and 13 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.9% |
| All-time low | its lowest closing price on record is $7.61 (set on 2023-05-11) | $7.61 |
| Above the all-time low | it is 84.0% above its all-time low | +84.0% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move | 0th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.5395 between its high and its low — about 3.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.5395 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $13.58 and $14.37 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $13.58 – $13.98 – $14.37 |
| Typical daily range (% of price) | its price moves about 3.9% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.9% |
| Stretch from the 200-day average | it is trading 3.8 daily ranges below its 200-day average price (12.8% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.8 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.59× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 5 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 5 sessions ago |
|---|---|---|
| Since a bullish engulfing | 7 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 7 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 0.4% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.3% |
|---|---|---|
| Gap filled | a 5.4% gap down opened on 2026-08-20 has been "filled" 1 session ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 1 session ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 2.0 percentage points (the stock gained 4.3% while the market gained 2.3%) | +2.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 2.7 percentage points (the stock gained 0.4% while the market gained 3.1%) | -2.7% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 29.4 percentage points (the stock lost 18.3% while the market gained 11.1%) | -29.4% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 44.7 percentage points (the stock lost 24.2% while the market gained 20.5%) | -44.7% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.0% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.1% of the share price, which is taken to mean a barrier that gives way easily. | -3.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 8% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $15.30 — a volume-weighted average of daily closes over 158 sessions, not a true tick-by-tick VWAP. | -8.5% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-29 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $13.95 — a volume-weighted average of daily closes over 18 sessions, not a true tick-by-tick VWAP. | +0.4% |
Price levels it has turned at before
FINW last closed at $14.00 on 2026-08-21. Since 2024-08-21 it has turned at 2 prices below its last close and 13 above; the 2 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $13.73 | Support | 1.9% below the last close | turned there three times · 2025-06-17 to 2026-07-08 |
| $13.44 | Support | 4.0% below the last close | turned there three times · 2025-04-11 to 2026-06-01 |
| $14.60 | Resistance | 4.3% above the last close | turned there three times · 2026-07-14 to 2026-08-06 |
| $15.03 | Resistance | 7.4% above the last close | turned there three times · 2025-07-14 to 2026-06-12 |
| $15.37 | Resistance | 9.8% above the last close | turned there three times · 2024-12-26 to 2026-06-26 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes above $14.67.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $10.88 and $12.33 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $14.67.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · MACD just crossed bullish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.33 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$17.00 range $16.00 – $19.00; median $16.00
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FINW
- Consensus EPS estimate$0.19 next reporting period, as of 2026-08-21
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Concentration risk regarding Strategic Programs and third-party fintech relationships","Regulatory risks associated with the evolving fintech and banking-as-a-service (BaaS) industries","Dependency on SBA 7(a) loan program rules and federal guarantee status"]
What changed in the latest 10-Q
AI-assisted comparison of FINW's 10-Q filed 2026-05-12 against the prior one filed 2025-11-10.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing references 2025 Form 10-K (filed 2026-05-12) instead of 2024 Form 10-K (filed 2025-11-10)
- Newer filing states 'There have been no material changes during the three months ended March 31, 2026' vs older filing stating 'nine months ended September 30, 2025'
- Newer filing presents financial highlights for three months ended March 31, 2026 vs 2025 (newer filing uses Q1 2026 vs Q1 2025 comparison)
- Newer filing reports originations of $1.7 billion for three months ended March 31, 2026 vs $1.3 billion for three months ended March 31, 2025
- Newer filing reports NIM of 12.90% for three months ended March 31, 2026 vs 8.27% for three months ended March 31, 2025
- Newer filing reports net income of $2.7 million for three months ended March 31, 2026 vs $3.2 million for three months ended March 31, 2025
- Newer filing reports total assets decreased by $77.7 million to $899.4 million as of March 31, 2026 vs December 31, 2025
- Newer filing explains net income decrease was 'primarily impacted by higher net-charge offs, which led to an increased provision for credit losses'
- Removed:
- Older filing's reference to 2024 Form 10-K removed in newer filing
- Older filing's nine-month financial comparisons removed in newer filing
- Older filing's statement 'expand into new markets' changed to 'expand into markets' in newer filing
- Older filing's four lending area description ('(i) SBA 7(a) loans, (ii) Strategic Programs, (iii) residential and commercial real estate and (iv) commercial leasing') consolidated to two main areas in newer filing
- Older filing's 'Change in Reportable Segments' section heading removed in newer filing (section renamed to just 'Reportable Segments')
- Older filing's statement about business managed 'on the basis of one operating and reportable segment' changed to 'as a single operating and reportable segment' in newer filing
- Older filing's reference to completing 'a technology initiative to capture and report segment-specific financial data' added in newer filing's language
- Reworded:
- Business Overview: 'expand into new markets across the United States' (older) changed to 'expand into markets across the United States' (newer)
- Lending focus description: consolidated from four lending areas to two main lending areas with reorganized structure
- Section heading changed from 'Change in Reportable Segments' (older) to 'Reportable Segments' (newer)
- Segment revision framing: 'During the third quarter of 2025, we revised' (older) vs 'In the third quarter of 2025, after completing a technology initiative to capture and report segment-specific financial data, we revised' (newer)
- Older filing states business 'on the basis of one' segment; newer states 'as a single operating' segment
- Notes:
- The newer filing text appears truncated at the end of the Net Income Overview table; full comparison of financial tables not possible
- Both filings refer to different fiscal periods (Q1 2026 vs Q3 2025), making some comparisons reflect period differences rather than filing revisions
- The older filing uses nine-month data while newer filing uses three-month data for Executive Summary comparisons
Risk Factors
- Added:
- Added reference to development and use of artificial intelligence applications in technological changes risk (filed 2026-05-12)
- Added specific mention of 'fintech companies acquiring banks or applying for bank charters' in competition risk (filed 2026-05-12)
- Added reference to 'the performance of our loan portfolio including, the value of collateral securing our loans, our levels of nonperforming assets losses from loan defaults' as consolidated phrasing (filed 2026-05-12)
- Added 'the sufficiency of the cash flows from the credit enhanced loan portfolios to absorb credit losses' as new risk factor (filed 2026-05-12)
- Added reference to 'ongoing conflicts in Iran and Middle East' in natural disasters/calamities risk factor (filed 2026-05-12)
- Removed:
- Removed 'our ability to maintain and grow our relationships with our service providers' as standalone bullet; consolidated into longer phrasing (filed 2026-05-12)
- Removed 'general economic, political and business conditions, either nationally or in our market areas' (filed 2026-05-12)
- Removed 'our ability to measure and manage our credit risk effectively and the potential deterioration of the business and economic conditions in our primary market areas' language regarding deterioration in primary market areas (filed 2026-05-12)
- Removed 'the financial soundness of other financial institutions' (filed 2026-05-12)
- Removed 'changes in the existing regulatory framework for brokered deposits and potential reclassification of certain BaaS deposits as brokered deposits in light of proposed rulemaking or application of the current deposit framework by the Federal Deposit Insurance Corporation ("FDIC") to the Bank's BaaS deposits' detailed language about FDIC reclassification (filed 2026-05-12)
- Removed separate bullets for 'the value of collateral securing our loans,' 'our levels of nonperforming assets,' and 'losses from loan defaults' (filed 2026-05-12)
- Removed 'our ability to protect our intellectual property and the risks we face with respect to claims and litigation initiated against us' phrasing (filed 2026-05-12)
- Removed 'our ability to implement our growth strategy' as separate bullet (filed 2026-05-12)
- Removed 'our ability to continue to launch new products or services successfully' as separate bullet (filed 2026-05-12)
- Removed 'interest rate, volatility and liquidity risks' as separate bullet (filed 2026-05-12)
- Removed 'our ability to maintain a strong core deposit base or other low-cost funding sources' as standalone reference (filed 2026-05-12)
- Removed 'results of examinations of us by our regulators' (filed 2026-05-12)
- Removed 'our involvement from time to time in legal proceedings in the ordinary course or otherwise' phrase about ordinary course (filed 2026-05-12)
- Removed 'natural disasters and adverse weather, acts of terrorism, pandemics, an outbreak of hostilities or other international or domestic calamities, and other matters beyond our control' without geographic specificity (filed 2026-05-12)
- Removed 'that the anticipated benefits new lines of business that we may enter or investments or acquisitions we may make are not realized within the expected time frame or at all as a result of such things as the strength or weakness of the economy and competitive factors in the areas where we and such other businesses operate' detailed phrasing (filed 2026-05-12)
- Removed 'the desired effects of implementing segment reporting in the presentation of our financial results in our periodic reports' (filed 2026-05-12)
- Removed 'further negative ratings outlooks or downgrades of the U.S.'s long-term credit rating' (filed 2026-05-12)
- Removed 'reductions in staffing at U.S. governmental agencies' as separate bullet (filed 2026-05-12)
- Removed 'the ongoing federal government shutdown and other political impasses' phrasing (filed 2026-05-12)
- Removed reference to '2024 Form 10-K and subsequent quarterly reports on Form 10-Q, including under Item 1A of this Report' (filed 2026-05-12)
- Reworded:
- Changed 'system failure or cybersecurity breaches of our network security' to include 'and potential exposure to fraud, negligence, computer theft and cyber-crime and other disruptions in our computer systems' in more integrated fashion (filed 2026-05-12)
- Changed 'our reliance on third-party service providers' to 'our ability to maintain and grow relationships with and reliance on our service providers' with expanded language (filed 2026-05-12)
- Changed 'increased national or regional competition in the financial services industry' to 'increased national or regional competition in the banking and financial services industry including fintech companies acquiring banks or applying for bank charters' (filed 2026-05-12)
- Consolidated 'the adequacy of our risk management framework' and 'our ability to measure and manage our credit risk effectively' into single statement (filed 2026-05-12)
- Changed 'our ability to protect our intellectual property and the risks we face with respect to claims and litigation initiated against us' to 'our ability to protect our intellectual property and the ability to defend claims and litigation of infringement initiated against us' (filed 2026-05-12)
- Changed reference from 'our ability to implement our growth strategy' and 'our ability to continue to launch new products or services successfully' to consolidated 'our ability to implement our growth strategy and to continue to launch new products and services successfully' (filed 2026-05-12)
- Changed 'the concentration of our lending and depositor relationships through Strategic Programs in the financial technology industry generally' to include explicit risk about 'our ability to develop a strong core deposit base or other low-cost funding sources' (filed 2026-05-12)
- Rewrote 'interest rate, volatility and liquidity risks' and 'the sufficiency of our capital' to 'our ability to manage interest rate, volatility and liquidity risks and the sufficiency of our capital' (filed 2026-05-12)
- Changed 'the effectiveness of our internal control over financial reporting and our ability to remediate any future material weakness in our internal control over financial reporting' to 'the effectiveness of our internal control over financial reporting and our ability to remediate any significant deficiencies or material weakness that may occur in the future in our internal control over financial reporting' (filed 2026-05-12)
- Changed 'our involvement from time to time in legal proceedings in the ordinary course or otherwise including any class action lawsuits' to 'our involvement from time to time in legal or regulatory proceedings, including any class action lawsuits' (filed 2026-05-12)
- Changed 'future equity and debt issuances and other capital raising opportunities on favorable terms' to 'the availability of future equity and debt issuances and other capital raising opportunities on favorable terms' (filed 2026-05-12)
- Changed 'further negative ratings outlooks or downgrades of the U.S.'s long-term credit rating' to 'negative ratings outlooks or downgrades of our credit rating or securities or the U.S.'s long-term credit rating' (filed 2026-05-12)
- Changed 'the ongoing federal government shutdown and other political impasses, including with respect to the U.S. debt ceiling and federal budget' to 'federal government shutdowns and other political impasses, including with respect to the U.S. debt ceiling and federal budget and any reductions in staffing at U.S. governmental agencies' (filed 2026-05-12)
- Updated reference from '2024 Form 10-K' to '2025 Form 10-K for the year ended December 31, 2025' (filed 2026-05-12)
- Notes:
- The text provided for the newer filing (2026-05-12) appears truncated at the end and does not include complete final sentences
- The text provided for the older filing (2025-11-10) also appears truncated at the end
- Page number changes from 73-75 in older filing to 66-68 in newer filing reflect document restructuring but cannot be assessed for substantive content changes without full document context
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for FINW — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding FINW as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 572,084
- Reported value $9,073,250
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
FINW had 139,979 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
FINW had 1.01% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.86 days to cover at the same settlement.
- Reported short interest (shares) 139,979
- Short interest (% of shares outstanding) 1.01%
- Prior settlement (shares) 132,695
- Reported change 5.49%
- Days to cover (reported) 4.86
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Cross River Bank
- WebBank
- Pathward Financial (CASH)
- Banc of California (BANC)
- Live Oak Bancshares (LOB)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does FINWISE BANCORP (FINW) do?
FinWise Bancorp is a Utah bank holding company that operates primarily through its subsidiary, FinWise Bank. The company provides a range of banking products and services to consumers and small businesses nationwide, utilizing a technology-focused approach that includes banking-as-a-service (BaaS) platforms, proprietary loan origination systems, and strategic partnerships. Its lending activities include SBA 7(a) loans, equipment financing, and residential and commercial real estate loans.
What sector is FINWISE BANCORP (FINW) in?
FINWISE BANCORP (FINW) is classified in the Financials sector. Its industry is regional banks. It trades on NASDAQ.
Who are FINWISE BANCORP's (FINW) competitors?
Notable peers of FINWISE BANCORP (FINW) include Cross River Bank, WebBank, Pathward Financial, Banc of California and Live Oak Bancshares. This peer set is informational only — not financial advice.
Is FINWISE BANCORP (FINW) overbought or oversold right now?
FINWISE BANCORP (FINW) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 50, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FINW come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.