FINWISE BANCORP (FINW)
Financials · Community and Regional Banking / Fintech Banking Services · NASDAQ
Technology-focused bank holding company offering nationwide SBA lending, equipment financing, and BaaS solutions to small businesses and consumers through a Utah charter.
What FINWISE BANCORP does
FinWise Bancorp is a Utah-based bank holding company that operates FinWise Bank, a technology-focused bank providing nationwide lending to consumers and small businesses through three main segments: traditional banking, banking-as-a-service (BaaS), and treasury & administration. The bank originates and holds loans across SBA 7(a) lending, commercial leases, residential and owner-occupied commercial real estate, equipment financing, and strategic program loans, leveraging proprietary loan origination systems and data analytics technology to reach customers nationwide.
Themes: ["SBA lending / small business lending","Banking-as-a-service (BaaS)","Fintech banking","Digital banking / technology-driven banking","Equipment financing","Consumer lending"]
Fundamentals
- Price$14.06 as of 2026-07-09 close
- Market cap$193M as of 2026-07-10
- 1-year return-12.1% as of 2026-07-09 close
- P/E12.32 as of 2026-07-10
- Net margin+25.6% as of 2026-07-10
- ROE+8.2% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+9.4% as of 2026-07-10
- Beta0.72 as of 2026-07-10
Key risks (from latest filing)
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Competitors & peers
- WebBank (WEBK)
- Enova International (ENVA)
- Cross River Bank
- Customers Bank (CUBI)
- Flagship Community Bank
- OFG-affiliated banks (Oriental Financial)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.