FMAO vs OBT
FMAO: A regional community bank focused on agricultural and commercial lending in the Midwest with strong profitability and local market expertise. OBT: A regional bank serving Orange County, New York and surrounding markets through traditional lending, deposit gathering, and trust and wealth management services.
Side-by-side fundamentals
| Metric | FMAO | OBT | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $30.38 | $37.24 | |
| Market cap as of 2026-07-24 | $416M | $495M | |
| P/E as of 2026-07-24 | 11.57 | 11.20 | OBT lower |
| PEG as of 2026-07-24 | 0.38 | 0.27 | OBT lower |
| Net margin as of 2026-07-24 | +24.4% | +29.9% | OBT higher |
| Operating margin as of 2026-07-24 | +30.3% | +37.3% | OBT higher |
| ROE as of 2026-07-24 | +9.8% | +16.1% | OBT higher |
| ROA as of 2026-07-24 | +1.1% | +1.7% | OBT higher |
| Debt / equity as of 2026-07-24 | 0.13 | 0.08 | OBT lower |
| Revenue growth (YoY) as of 2026-07-24 | +39.3% | +47.6% | OBT higher |
| Dividend yield as of 2026-07-24 | +3.0% | +1.9% | FMAO higher |
| Dividend streak (yrs) SEC XBRL | 5 | 3 | FMAO higher |
| Beta as of 2026-07-24 | 0.80 | 0.42 | |
| 1-year return as of 2026-07-23 close | +14.5% | +32.5% | OBT higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.