FMBH vs WSBF
FMBH: First Mid Bancshares is a regional financial holding company providing diversified banking, wealth management, and insurance services across its community markets. WSBF: Waterstone Financial is a community-focused bank holding company with an active mortgage banking business.
Side-by-side fundamentals
| Metric | FMBH | WSBF | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $51.16 | $20.52 | |
| Market cap as of 2026-08-03 | $1.4B | $370M | |
| P/E as of 2026-08-03 | 13.83 | 11.89 | WSBF lower |
| PEG as of 2026-08-03 | 0.91 | 0.26 | WSBF lower |
| Net margin as of 2026-08-03 | +27.0% | n/a | |
| Operating margin as of 2026-08-03 | +34.1% | n/a | |
| ROE as of 2026-08-03 | +9.9% | +8.6% | FMBH higher |
| ROA as of 2026-08-03 | +1.2% | +1.3% | WSBF higher |
| Debt / equity as of 2026-08-03 | 0.24 | 0.02 | WSBF lower |
| Revenue growth (YoY) as of 2026-08-03 | +34.5% | n/a | |
| Dividend yield as of 2026-08-03 | +2.0% | +3.7% | WSBF higher |
| Dividend streak (yrs) SEC XBRL | 5 | 2 | FMBH higher |
| Beta as of 2026-08-03 | 0.79 | 0.54 | |
| 1-year return as of 2026-07-27 close | +31.9% | +54.2% | WSBF higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.