FNB vs HBT
FNB: A diversified Pennsylvania-based regional bank holding company providing consumer and commercial financial services across 355 branches in the Mid-Atlantic and Southeast. HBT: A Midwest-focused bank holding company providing comprehensive lending, deposit, and wealth management services to consumers, businesses, and municipalities across Illinois and eastern Iowa.
Side-by-side fundamentals
| Metric | FNB | HBT | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $18.87 | $32.52 | |
| Market cap as of 2026-07-24 | $6.6B | $1.2B | |
| P/E as of 2026-07-24 | 11.01 | 17.13 | FNB lower |
| PEG as of 2026-07-24 | 0.95 | n/a | |
| Net margin as of 2026-07-24 | +34.8% | +27.4% | FNB higher |
| Operating margin as of 2026-07-24 | +42.5% | +36.9% | FNB higher |
| ROE as of 2026-07-24 | +8.9% | +10.9% | HBT higher |
| ROA as of 2026-07-24 | +1.2% | +1.3% | HBT higher |
| Debt / equity as of 2026-07-24 | 0.68 | 0.19 | HBT lower |
| Revenue growth (YoY) as of 2026-07-24 | +64.8% | +49.2% | FNB higher |
| Dividend yield as of 2026-07-24 | +2.8% | +2.8% | HBT higher |
| Dividend streak (yrs) SEC XBRL | 4 | 3 | FNB higher |
| Beta as of 2026-07-24 | 0.89 | 0.52 | |
| 1-year return as of 2026-07-23 close | +17.9% | +23.9% | HBT higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.