HBT FINANCIAL INC (HBT)
Financials · Regional bank holding company · NASDAQ
A Midwest-focused bank holding company providing comprehensive lending, deposit, and wealth management services to consumers, businesses, and municipalities across Illinois and eastern Iowa.
What HBT FINANCIAL INC does
HBT Financial is a bank holding company headquartered in Illinois with $5.1 billion in assets (as of December 31, 2025), operating through Heartland Bank and Trust Company. The company provides deposits, lending products, and ancillary financial services to consumers, businesses, and municipal entities across Illinois and eastern Iowa. Key lending focuses include commercial real estate, commercial and industrial loans, agricultural/farmland lending, and residential mortgages, complemented by digital banking, trust services, and wealth management divisions including farmland management and sales.
Themes: ["Community banking","Midwest regional banking","Commercial real estate lending","Agricultural finance","Wealth management","Digital banking / online services"]
Fundamentals
- Price$31.88 as of 2026-07-09 close
- Market cap$1.2B as of 2026-07-10
- 1-year return+22.2% as of 2026-07-09 close
- P/E16.83 as of 2026-07-10
- Net margin+27.4% as of 2026-07-10
- ROE+10.9% as of 2026-07-10
- Debt / equity0.19 as of 2026-07-10
- Revenue growth (YoY)+49.2% as of 2026-07-10
- Beta0.52 as of 2026-07-10
Dividend: yield +2.9%; 3-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
[]
Competitors & peers
- Wintrust Financial Corporation
- Inland Bank and Trust
- Old National Bancorp
- CredytBank
- Credit unions
- Fintech companies
- Private credit firms
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.