FRST vs NEWT
FRST: A $4B Virginia-based community bank combining traditional branch banking with digital innovation, healthcare-focused lending through Panacea Financial, and mortgage warehouse services for SMB and healthcare customers. NEWT: A technology-enabled financial holding company serving independent business owners with integrated small business lending, payment processing, payroll, insurance, and banking solutions through its proprietary NewTracker platform and Newtek Bank subsidiary.
Side-by-side fundamentals
| Metric | FRST | NEWT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $15.75 | $14.73 | |
| Market cap as of 2026-07-23 | $395M | $426M | |
| P/E as of 2026-07-23 | 8.56 | 6.59 | NEWT lower |
| PEG as of 2026-07-23 | 0.01 | 0.35 | FRST lower |
| Net margin as of 2026-07-23 | +3.5% | +24.5% | NEWT higher |
| Gross margin as of 2026-07-23 | n/a | +93.4% | |
| Operating margin as of 2026-07-23 | +6.0% | -3.6% | FRST higher |
| ROE as of 2026-07-23 | +11.5% | +17.2% | NEWT higher |
| ROA as of 2026-07-23 | +1.1% | +2.5% | NEWT higher |
| Debt / equity as of 2026-07-23 | 0.20 | 5.95 | FRST lower |
| Revenue growth (YoY) as of 2026-07-23 | +63.1% | -10.2% | FRST higher |
| Dividend yield as of 2026-07-23 | +2.5% | +5.2% | NEWT higher |
| Dividend streak (yrs) SEC XBRL | 5 | 3 | FRST higher |
| Beta as of 2026-07-23 | 0.72 | 1.41 | |
| 1-year return as of 2026-07-22 close | +35.2% | +26.0% | FRST higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.