NEWTEKONE INC (NEWT)
Financials · SMB-focused financial services and business lending platform with integrated banking · NASDAQ
A technology-enabled financial holding company serving independent business owners with integrated small business lending, payment processing, payroll, insurance, and banking solutions through its proprietary NewTracker platform and Newtek Bank subsidiary.
What NEWTEKONE INC does
NewtekOne is a financial holding company providing a comprehensive suite of business and financial services to small- and medium-sized businesses (SMBs) through its Newtek Bank subsidiary and various non-bank service divisions. The company operates a technology-enabled platform featuring its proprietary NewTracker prospect management system and the Newtek Advantage dashboard, offering services including business lending, merchant payment processing, payroll solutions, insurance, and commercial banking. As a regulated financial holding company under the Federal Reserve, it combines traditional banking operations with technology-driven business service delivery to serve independent business owners across the United States.
Themes: ["small business lending and alternative financing","SMB-focused financial services platform","merchant payment processing","payroll and benefits administration","business insurance","fintech/technology-enabled banking","referral-based business acquisition"]
Fundamentals
- Price$14.40 as of 2026-07-09 close
- Market cap$417M as of 2026-07-10
- 1-year return+21.9% as of 2026-07-09 close
- P/E6.46 as of 2026-07-10
- Net margin+24.5% as of 2026-07-10
- Gross margin+93.4% as of 2026-07-10
- ROE+17.2% as of 2026-07-10
- Debt / equity5.95 as of 2026-07-10
- Revenue growth (YoY)-10.2% as of 2026-07-10
- Beta1.41 as of 2026-07-10
Dividend: yield +5.4%; 3-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Revenue declined 10.18% year-over-year, indicating contraction in lending volume or service demand despite profitability","Operates as newly converted financial holding company and regulated bank, subject to Federal Reserve oversight and capital requirements that may constrain growth or profitability","Concentrated business model dependent on SMB lending cycle and economic conditions; reliant on alliance partner referral network for customer acquisition"]
Competitors & peers
- Bancorp Inc. (BKI)
- BlueVine (if public; otherwise omit)
- OnDeck Capital
- Cross River Bank
- Celtic Bank
- Square/Cash App (SQ) - payment processing and small business lending
- Stripe - payment processing for SMBs
- SBA lender/community banks with alternative lending programs
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.