FRST vs PLBC
FRST: A $4B Virginia-based community bank combining traditional branch banking with digital innovation, healthcare-focused lending through Panacea Financial, and mortgage warehouse services for SMB and healthcare customers. PLBC: Independent community bank serving northeastern California and northwestern Nevada through personalized banking services and SBA lending with $2.2 billion in assets.
Side-by-side fundamentals
| Metric | FRST | PLBC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $15.75 | $61.01 | |
| Market cap as of 2026-07-23 | $395M | $425M | |
| P/E as of 2026-07-23 | 8.56 | 11.85 | FRST lower |
| PEG as of 2026-07-23 | 0.01 | 2.57 | FRST lower |
| Net margin as of 2026-07-23 | +3.5% | +37.6% | PLBC higher |
| Operating margin as of 2026-07-23 | +6.0% | +50.7% | PLBC higher |
| ROE as of 2026-07-23 | +11.5% | +13.7% | PLBC higher |
| ROA as of 2026-07-23 | +1.1% | +1.6% | PLBC higher |
| Debt / equity as of 2026-07-23 | 0.20 | 0.28 | FRST lower |
| Revenue growth (YoY) as of 2026-07-23 | +63.1% | +31.5% | FRST higher |
| Dividend yield as of 2026-07-23 | +2.5% | +2.2% | FRST higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.72 | 0.59 | |
| 1-year return as of 2026-07-22 close | +35.2% | +41.7% | PLBC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.