PLUMAS BANCORP (PLBC)
Financials · Community Banking / Regional Bank Holding Company · NASDAQ
A regional community bank serving Northern California and Nevada with a focus on personalized service, SBA lending, and agricultural finance, bolstered by the 2025 Cornerstone Community Bank acquisition.
What PLUMAS BANCORP does
Plumas Bancorp is a Nevada-based bank holding company whose subsidiary, Plumas Bank, operates as a California state-chartered bank serving individuals and businesses across Northeastern California (from Lake Tahoe to the Oregon border) and Northwestern Nevada. The Bank generates revenue primarily from loans, investment securities, and service fees, with a strategic focus on community-oriented, personalized banking. Following its July 2025 acquisition of Cornerstone Community Bank, the company operates 17 branches in California and 2 branches in Nevada.
Themes: ["Community banking","SBA lending","Agricultural finance","Regional banking (Northern California/Nevada)","Digital banking services","Bank consolidation / M&A"]
Fundamentals
- Price$57.85 as of 2026-07-09 close
- Market cap$399M as of 2026-07-10
- 1-year return+26.9% as of 2026-07-09 close
- P/E12.39 as of 2026-07-10
- Net margin+37.6% as of 2026-07-10
- ROE+13.3% as of 2026-07-10
- Debt / equity0.44 as of 2026-07-10
- Revenue growth (YoY)+31.5% as of 2026-07-10
- Beta0.59 as of 2026-07-10
Dividend: yield +2.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Competitive pressure in financial services industry, particularly from larger regional and national competitors","Interest rate risk: changes in the interest rate environment that could reduce net interest margins","Credit quality deterioration from adverse general economic conditions or regional real estate market fluctuations"]
Competitors & peers
- Banner Corporation
- Westamerica Bancorporation
- Rabobank (Rabobank NA)
- TriCo Bancshares
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.