FXNC vs PLBC
FXNC: A community-focused commercial bank holding company serving markets across Virginia and northern North Carolina with a full suite of banking and wealth management services. PLBC: Independent community bank serving northeastern California and northwestern Nevada through personalized banking services and SBA lending with $2.2 billion in assets.
Side-by-side fundamentals
| Metric | FXNC | PLBC | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $28.91 | $60.66 | |
| Market cap as of 2026-07-24 | $260M | $420M | |
| P/E as of 2026-07-24 | 12.37 | 11.73 | PLBC lower |
| PEG as of 2026-07-24 | 0.07 | 2.57 | FXNC lower |
| Net margin as of 2026-07-24 | n/a | +37.6% | |
| Operating margin as of 2026-07-24 | n/a | +50.7% | |
| ROE as of 2026-07-24 | +11.5% | +13.7% | PLBC higher |
| ROA as of 2026-07-24 | +1.0% | +1.6% | PLBC higher |
| Debt / equity as of 2026-07-24 | 0.23 | 0.28 | FXNC lower |
| Revenue growth (YoY) as of 2026-07-24 | n/a | +31.5% | |
| Dividend yield as of 2026-07-24 | +2.3% | +2.2% | FXNC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-24 | 0.44 | 0.59 | |
| 1-year return as of 2026-07-23 close | +34.1% | +39.3% | PLBC higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.