GABC vs HBNC
GABC: A regional bank with 94 offices across Indiana, Kentucky, and Ohio that originates loans and gathers deposits while offering wealth management and investment services to local commercial and retail customers. HBNC: A $6.4 billion-asset community bank serving northern and central Indiana and southern Michigan through 71 branches, offering commercial banking, retail banking, and wealth management services.
Side-by-side fundamentals
| Metric | GABC | HBNC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $47.56 | $20.21 | |
| Market cap as of 2026-07-23 | $1.8B | $1.0B | |
| P/E as of 2026-07-23 | 13.21 | n/a | |
| PEG as of 2026-07-23 | 0.30 | n/a | |
| Net margin as of 2026-07-23 | +34.7% | +33.6% | GABC higher |
| Operating margin as of 2026-07-23 | +42.3% | +36.8% | GABC higher |
| ROE as of 2026-07-23 | +11.9% | -20.9% | GABC higher |
| ROA as of 2026-07-23 | +1.6% | -2.2% | GABC higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.55 | GABC lower |
| Revenue growth (YoY) as of 2026-07-23 | +24.6% | +33.2% | HBNC higher |
| Revenue CAGR (3y) SEC XBRL | +20.6% | n/a | |
| Dividend yield as of 2026-07-23 | +2.6% | +3.1% | HBNC higher |
| Dividend streak (yrs) SEC XBRL | 4 | 4 | Tie |
| Beta as of 2026-07-23 | 0.59 | 0.81 | |
| 1-year return as of 2026-07-22 close | +16.7% | +28.8% | HBNC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.