GERMAN AMERICAN BANCORP INC (GABC)
Financials · Community and regional banking · NASDAQ
A regional bank with 94 offices across Indiana, Kentucky, and Ohio that originates loans and gathers deposits while offering wealth management and investment services to local commercial and retail customers.
What GERMAN AMERICAN BANCORP INC does
German American Bancorp is a financial holding company offering retail and commercial banking, mortgage lending, and wealth management services through German American Bank, which operates 94 banking offices across Indiana, Kentucky, and Ohio. The company attracts deposits from the general public and originates consumer, commercial, agricultural, and residential mortgage loans primarily in its local markets, while also providing trust, investment advisory, brokerage, and retirement planning services.
Themes: ["regional banking","deposit-based lending","wealth management","commercial banking"]
Fundamentals
- Price$46.72 as of 2026-07-09 close
- Market cap$1.8B as of 2026-07-10
- 1-year return+14.3% as of 2026-07-09 close
- P/E12.99 as of 2026-07-10
- Net margin+34.7% as of 2026-07-10
- ROE+11.9% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+24.6% as of 2026-07-10
- Revenue CAGR (3y)+20.6% SEC XBRL
- Beta0.59 as of 2026-07-10
Dividend: yield +2.7%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit losses and allowance adequacy as measured by CECL accounting standards and provision requirements","Interest rate and net interest margin sensitivity to changes in SOFR and regulatory capital requirements","Integration risks and deposit/loan portfolio consolidation from the February 2025 Heartland BancCorp acquisition"]
Competitors & peers
- Fifth Third Bancorp
- Paragon Commercial Bank
- KeyBank
- PNC Financial Services Group
- Huntington Bancshares
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.