GSHD vs PGR
GSHD: An independent insurance agency powered by proprietary quoting technology and 200+ carrier partnerships that democratizes personal lines insurance shopping for consumers while building a scalable agent franchise network. PGR: America's second-largest private auto insurer, combining personal lines, commercial lines, and specialty coverage with a focus on competitive pricing and brand-driven growth.
Side-by-side fundamentals
| Metric | GSHD | PGR | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $51.40 | $204.54 | |
| Market cap as of 2026-07-23 | $1.8B | $119.5B | |
| P/E as of 2026-07-23 | 60.20 | 10.34 | PGR lower |
| PEG as of 2026-07-23 | 1.80 | 3.13 | GSHD lower |
| Net margin as of 2026-07-23 | +7.9% | +12.9% | PGR higher |
| Operating margin as of 2026-07-23 | +21.6% | +16.6% | GSHD higher |
| ROE as of 2026-07-23 | +58.1% | +35.4% | GSHD higher |
| ROA as of 2026-07-23 | +7.4% | +9.6% | PGR higher |
| Debt / equity as of 2026-07-23 | 2.10 | 0.26 | PGR lower |
| Revenue growth (YoY) as of 2026-07-23 | +17.6% | +13.9% | GSHD higher |
| Revenue CAGR (3y) SEC XBRL | +20.4% | +20.9% | PGR higher |
| Dividend yield as of 2026-07-23 | +0.3% | +0.2% | GSHD higher |
| Dividend streak (yrs) SEC XBRL | 1 | 4 | PGR higher |
| Beta as of 2026-07-23 | 1.38 | 0.26 | |
| 1-year return as of 2026-07-22 close | -49.0% | -17.3% | PGR higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.